(EXPIRED) New Amtrak offer: 20K +$100 statement credit

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As I was making an Amtrak reservation last night, I stumbled on an increased offer for the Amtrak Guest Rewards World Mastercard that includes the usual 20K points after minimum spend but also sweetens the deal with a $100 statement credit after meeting the same spending requirement. Amtrak is a niche program, but for those who value the points this increases the value of the offer nicely (though we have in the past seen it as high as 40K + statement credit).

a screenshot of a credit card

The Offer & Key Card Details

Card Offer and Details
30K points + 5K Tier Qualifying Points ⓘ Non-Affiliate
30K points + 5K TQP after $2K spend in the first 3 billing cycles
$99 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: 30K points after $1K spend in the first 3 billing cycles + 2 companion certificates, 2 upgrade certificates and 2 lounge passes
Earning rate: ✦ 3X Amtrak ✦ 2X qualifying travel, dining, transit, and rideshare ✦ 1X elsewhere
Base: 1X (2.56%)
Travel: 2X (5.12%)
Dine: 2X (5.12%)
Brand: 3X (7.68%)
Card Info: Mastercard World issued by FNBO. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1,000 Tier Qualifying Points towards elite status for each $5K spent in a calendar year. Limit 4,000 TQPs per year.
Noteworthy perks: ✦ 5% Amtrak Guest Rewards point rebate on redemptions ✦ Complimentary companion coupon ✦ One-Class Upgrade and a single-day ClubAcela pass each year. ✦ 20% rebate for onboard food & beverage purchases as a statement credit

Quick Thoughts

Until about two years ago, I’m not sure I’d ever been on an Amtrak train despite the romanticized image in my mind of what train travel is like. I love the idea of train travel, it just doesn’t frequently meet my needs. Still, I’ve taken the train a few times in these past couple of years and really enjoyed it.

people on a train with people on seats
A viewing car on the Pacific Surfliner, complete with a guide who narrated the ride.

Amtrak points are decently valuable, yielding up to 2.9c each toward fares, so this welcome bonus is quite valuable compared to the minimum spend required. The addition of the statement credit more than offsets the $79 annual fee for the first year, which is a nice bonus.

Keep in mind that we have occasionally seen an offer for 40K on this card, so if you don’t need the points for a near-term use you may want to wait and see if that offer returns.

Amtrak points can be interesting even for those not interested in train travel, though it’ll require you do get spendy on your Amtrak card. See: Loyalty alchemy. Turn Amtrak coal into United gold, and more….

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I’ve been meaning to get this carf. Missed the 40k offer last fall. Is there a pattern of that offer coming around annually? The card was never on my radar so not sure what the cadence is for the increased offer. Thanks if you know.

Gary Steiger - FreeFrequentFlyerMiles.com

So how did you stumble on it? This post does us no good until you tell us how to find the deal. Thanks.