Everybody eats! So everyone can make use of earning opportunities at restaurants or grocery stores. In this episode, we’ll talk about our 4 favorite credit cards for exactly this.
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Coffee Break: The most rewarding card for groceries & dining
(01:05) – Amex Gold Card earns 4 points per dollar for US grocery stores (up to $25K in spend) and 4x for restaurant dining
Read more about the Amex Gold Card here.
(02:56) – Citi Strata Premier earns 3 points per dollar for grocery and 3 points per dollar for dining
Read more about the Citi Strata Premier Card here.
(04:46) – Capital One SavorOne gives 3% cash back for dining, grocery stores
Read more about the Capital One SavorOne card here.
(06:47 ) – Altitude Reserve card earns 3 points per dollar on travel and mobile wallet payments, which could apply to grocery and dining
Read more about the Altitude Reserve card here.
(12:00) – Which card is the best for earning points on grocery and dining spend?
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Music Credit – Beach Walk by Unicorn Heads
Surprised that Aeroplan card was not discussed. Considering for the grocery as it is uncapped.
I’m always a little surprised the Sapphire Preferred doesn’t come up in these discussions. Online grocery isn’t every grocery store of course, but I’ve been able to get 3(.1)x pretty easily on my grocery spend, and they’re 3(.1)x on dining too.
What about Bilt? Bilt also has 3x on dining and transfers partners to Lifemiles, Hyatt, Alaska, United, Turkish, and Air Canada. There is no annual fee. I don’t get how Bilt isn’t mentioned. Plus the promos of 100% transfer bonus on rent day sometimes
Now that Bilt is dead to Greg, it will never be discussed again!
I think the Wyndham earner+ card should be included in these discussions. I know it’s not transferable points, but 4x in both categories with an annual fee that’s offset by points makes it a pretty awesome card. It’s the default grocery/dining card in our household.
Nice podcast. How do you gentleman use the altitude reserve in the USA if you have a venture x for general purchases? There is so much overlap that spend on one would cannibalize the other
Altitude Reserve gives 4.5% cash back on travel vs. Venture X’s 2x miles.
Can you consistently get > 2.25 cpp from your Venture X miles?
If not, you’re losing out with the Venture X.
It’s a moot point right now anyway. Card is a bitch to get approved for. 800 credit score , close to 7 figure salary , mortgage paid off , low credit utilization and no dice.
The US really does need to normalize bringing handheld payment terminals to tables.