World of Hyatt card: Increased welcome offer of up to 5 Category 1-4 free night certs

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After months of sitting in the doldrums of welcome offer mediocrity, there’s an increased welcome offer out for the Chase World of Hyatt card: you’ll get three Hyatt Category 1-4 free night certificates after spending $5k within the first three months, plus two more after spending a total of $15K within the first 6 months. If you complete the second tier, you’ll actually end up with 6 certs, since the card automatically earns one after $15,000 in annual spend.

This is a vast improvement over the previous offer of 45K points after a whopping $15K in spend.

This card has a lot to offer for folks involved in the Hyatt program, and five free night certs are the best offer we’ve seen in quite some time. However, if you’re just looking for Hyatt points, don’t forget about the better offers on the Chase Sapphire Preferred®, Ink Business Preferred, and Ink Business Unlimited cards, as Hyatt is a 1-1 transfer partner with Chase Ultimate Rewards.

a close up of a card

Offer and Card Details

Card Offer and Details
ⓘ $790 1st Yr Value Estimate5 Hyatt Category 1-4 free night certificates valued at $1080
Click to learn about first year value estimates
Up to 5 Free Night Certificates ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Earn 3 Hyatt Category 1-4 free night certificates after you spend $5,000 on purchases in the first 3 months of account opening, plus 2 additional 1-4 certs after you spend $15,000 on purchases in the first 6 months.
$95 Annual Fee
This card is subject to Chase's 5/24 rule.
FM Mini Review: Great card for welcome offer and annual free night. Might be worth using regularly for additional free night and as a path to status.
Earning rate: ✦ 2X restaurants / cafes / coffee shops, airlines, local transit, fitness clubs and gym memberships ✦ 4X Hyatt and Mr & Mrs Smith
Base: 1X (1.8%)
Flights: 2X (3.6%)
Dine: 2X (3.6%)
Brand: 4X (7.2%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: One free Cat 1-4 night certificate after $15K spend in a calendar year. ✦ Get 2 elite qualifying night credits every time you spend $5K in purchases
Noteworthy perks: ✦ Free category 1-4 night every year upon renewal ✦ Additional free category 1-4 night after $15K spend in calendar year ✦ Discoverist elite status ✦ 5 elite qualifying nights ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit

Quick Thoughts

First off, Hyatt Category 1-4 certs can be quite valuable, as they can be used for Category 4 properties that cost up to 18,000 points per night at peak pricing. However, like all free night certificates, they have a hard expiry, in this case 12 months from the issue date.

If you don’t use them by then, you lose them. In addition, they can’t be used for anything above a Category 4 property, even though a Category 5 at off-peak pricing is less expensive than a peak Category 4. That makes them significantly less appealing than the equivalent amount of points. For the purposes of our Best Offers page, we value them at ~$200 each.

Despite the shortcomings, this is still an offer worth ~$800 in the first year, and the World of Hyatt card also offers significant benefits that make it a keeper for many.

These include:

  • An automatic 5 elite night credits per year.
  • The ability to earn 2 elite night credits per $5K spend
  • One anniversary Category 1-4 free night certificate per year
  • The ability to earn another Category 1-4 free night certificate after $15K spend.

Combined, these will make it a keeper for most folks who are invested in the World of Hyatt program. If you spend the $15K per year that’s required for the additional free night cert, and do most of it in the card’s 2x bonus categories, you’d end up with 30,000 points, 11 elite nights (including the 5 that you started with), and another 1-4 free night certificate.

If you’re not terribly concerned with Hyatt elite status and just want the points, you can currently earn many more of them with the Chase Sapphire Preferred®, Ink Business Preferred, and Ink Business Unlimited cards…and you can spend them on any Hyatt property you want without having to worry about an expiration date. Those are easily more appealing offers if the rest of the World of Hyatt card’s perks don’t matter to you.

  • 5/24 Rule: You most likely will not get approved for a new card if you have opened 5 or more cards (with any bank) within the past 24 months. Most business cards do not count towards that five card total. Business cards that DO count include: TD Bank, Discover and the Capital One Spark Cash Select, Spark Miles and Spark Miles Select.
  • 24 Month Rule: If you’ve previously had a card before, you can only get a welcome offer on that card again if you no longer have the card AND if it has been more than 24 months since you last received a welcome offer for that card. This rule does not apply to the Sapphire Preferred and Reserve cards (see below). There can be exceptions with some business cards.
  • Sapphire cards: The Sapphire Preferred or Sapphire Reserve cards no longer have a family rule that prevents you from getting one if you currently have the other. However, both now have significant limitations that may prevent you from being eligible for a welcome offer if you've previously had the same card. In that event, you'll get a pop-up window that tells you that you're not eligible before you get a credit check and will ask whether or not you want to proceed with the application without the welcome offer attached.
  • Southwest "Family" Rules: Chase applies additional "family" rules to the Southwest cards. You're not eligible for the welcome offer on a personal Southwest card if you currently have one, or if you've received a welcome offer on any personal Southwest card within the last 24 months. This doesn't apply to business cards. You also can't be approved for the Southwest consumer card if you already have one open.
  • IHG "Family" Rules: You're not eligible for the welcome offer if you've received a welcome offer on any personal IHG card within the last 24 months. You also can't be approved for another IHG consumer card if you already have one open. You can have both an IHG personal and an IHG business card.
  • Ink "Lifetime" Rule: You "may not" be eligible for the welcome offer on an Ink no-annual-fee card if you have ever had the same card or any other Chase for Business card without an annual fee. In addition, you may not be eligible for a welcome offer on a Chase Ink Business Preferred card if you currently have the card or have had it in the past. We don't know how often this is enforced.
  • 2 per month Rule: Most applicants are limited to 2 new cards per 30 days. Business cards are usually limited to one per 30 days.
  • Marriott cards: Approval for any Marriott card is governed by a labyrinthine set of unintuitive rules. You can see the full eligibility chart here.
  • Card Limits: Chase doesn't have a strict limit on the number of cards that you can have, but it does place limits on the total amount of credit that they will issue you across all cards. Because of this, reconsideration can sometimes be successful by moving credit from one existing card to the new card that you want.
  • Application Status: Call (888) 338-2586 to check your application status.
  • Reconsideration: If denied, call (888) 270-2127 for personal cards, or (800) 453-9719 for business cards, and ask for your application to be reconsidered.
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58 Comments
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Viv

FYI: looks like this offer will be around till Feb 26, 2026 (scroll to the bottom of page here: https://www.hyatt.com/the-standard/en-US/lissl-the-standard-lisbon )

Zen

I’m thinking this would be great with my P2. But at the same time, I’m wondering if I should wait for the “premium” card to see what they have to offer first..

Repeat Offender Captain Greg

We haven’t been able to refer this card for years, right?

Dan C

Oh wow, 5 Cat 1-4 cents can get you a free weeks vacation in Gainesville, Fl or Evansville, IN. Alternatively you can stay at a Hyatt Place or Hyatt House that is 20-25 minutes from any of the tourist destinations in a major city. Hyatt for the win as always…

Nate

Anchorage, Alaska is the prize. Those nights go over 400-500$ and there are 2 Cat 4s

Some okay options in mid tier cities like Atlanta that can be fun too

toomanybooks

Get a room in a World Cup city that might be going for $900. There is a cat 1 in Dallas in July like that. Or burn 3500 there. When there is an event like Homecoming or graduation or a huge football game in some places, these also can be quite valuable.

James

Has there been any updates on when/if a Hyatt Premium card is coming? I thought I had heard there was one coming in 2026??

Andrew James

Sebby seemed to think it would be late 2026

L3 again

Have any existing card holders here tried to get Hyatt to extend this offer to their loyal outstanding customer base?

Chuck

That would be a chase question not a Hyatt question and based on history GLWT

Dr. Jay

Is it certain that you receive the 6th FNC after the $15k spend?

Chuck

@Tim – is it 6 nights after 15k spend (3 + 2 on the SUB) + the standard 15k night – or is it 5 where there’s really just 1+the standard on the 15? The language on their page is a bit unclear on this.

Chuck

sweet – sing up time!

Zen

Yes! Sing!

Chuck

Thanks Tim – got a new card for P2 today.

1990

Has anyone here ever burned their Cat 1-4 award nights at that Hyatt Regency Kotor Bay Resort in Montenegro?

Wake

Question, could my P2 add the card and then use the free night award to book stays in my name? We are trying to get my account to globalist. I already have the card, so I cannot add it. But, adding those 6 nights would get us there after you factor in the point spending. Would I be able to get the elite night credits to my account?

Last edited 18 days ago by Wake
Wake

A surprise to be sure, but a welcome one. This is a great victory for the whole organization.

Chuck

I was just coming to see if these were transferable like standard FNA on hyatt or if they were locked. P2 needs a new card 🙂

James

My wife got the card last year with the 4 free nights and we transferred them to my account no problem. Nights credited to my account.

Yousavvy

With the Knights awarded that also get you six elite nights after 15 K band and with the six free nights you’re at 12 elite nights pretty good start to 60

FlyerDad

And the 5 elite nights with the card, would that be 17 elite nights?

Andrew James

Yep!
Having the card: 5 nights
Spending 15k (2 nights/5k): 6 nights
FNC earned after 15k spend: 6 nights

Kelly Tuveson

does anyone have a screen shot or any proof of this offer from chase? I signed up on 10/31, met the min spend and they only gave 30K pts and say they “can’t find the 5 free nights offer”…. ??!!
they said if I can show them proof of this offer they can match it. very annoying and suspicious.

Gary

I applied for the card on Oct 29 but only got the approval Nov 1st 2024. Do I still qualify for the promo based on my application date or am I SOL as it was approved Nov 1st?

Karl

Just checked, looks like the 5 night deal is already dead, back to the mediocre SUB.

1990

Mediocre? Reminds me of Immortan Joe. “Do not, my friends, become addicted to water. It will take hold of you, and you will resent its absence!” Witness me…

Matt

Any word on the expiration of the current increased welcome offer of 5 Category 1-4 free night certs?

GoBucketYourself Chris

Looks like 10/31/2024