Is the Bilt Palladium card worth its $495 annual fee? | Coffee Break Ep105 | 5-12-26

By
Caroline Yoder
-
2

With most ultra-premium cards it’s possible to simply add up how much you value each perk and see if it meets or exceeds the annual fee, but this card is mostly valuable for its high earning rate from spend… It’s definitely worth $495 in the first year due to the welcome bonus, but what about after that?

Is the Bilt Palladium card worth its $495 annual fee?

Watch the full episode below, or listen on your favorite podcast platform. You can click the timestamps below to navigate directly to a specific part of the episode within YouTube. For a transcript of this episode, click “Watch on Youtube” on the video below, then click the “…more” link in the video description. This will expand full video details. Scrolling down past the timestamps and chapters, you’ll see a “Show Transcript” button. If you’re an Apple Podcast listener, you can touch and hold a podcast episode to reveal an option to view a transcript.

Watch here:

Or listen here (or click “Follow” on the player below to select your preferred podcast app instead):

(01:38) – Palladium Card details

Learn more about the Bilt Palladium card here

(02:37) – Bilt Cash

(06:03) – Is the Palladium card worth $495 in exchange for…

(06:35) – Consider other cards

(07:14) – Our take

Visit https://frequentmiler.com/subscribe to get updated on in-depth points and miles content like this, and don’t forget to like and follow us on social media.

Music Credit – Annie Yoder

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.

RELATED ARTICLESMORE FROM AUTHOR

Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

2 Comments
newest
oldest most voted
Inline Feedbacks
View all comments
L3_again

How interesting that you don’t use your own first year valuation method, the one you use for all other cards, to value Bilt. If you did you would see that Bilt is worth $3,000+, and is far and away the highest-value travel card.
Google ‘Using Frequent Miler’s Valuation Method, The Bilt Palladium Card Is The Most Valuable Card They Have Ever Seen, Even With Zero Housing Spend’ to see the calculations.
All: Greg and Nick completely missed the value of Bilt 2.0. Now, like 12-year olds bickering with you in the school playground, they refuse to admit their error, and that outsiders caught them out, impressively using their own valuation formula to show their error.
How embarrassing for them.

0
Reply
1990

Not after the first year… without a sizable retention offer, gonna be a lot of downsizing and/or cancellations in February 2027… (oh, L3, how will ye shill…)

0
Reply