Chase United Explorer Card

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This site does not include all financial companies or all available financial offers. For additional details, see our Advertiser Disclosure.

Card Details and Application Link

ⓘ $486
1st Yr Value Estimate

40K Miles
40K after $2K spend in 3 months
Click here to learn how to apply

No Annual Fee First Year, Then $95

This card is subject to Chase's 5/24 rule (click here for details).

FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some.

Card Type: Visa Signature

Base

1X
(1.3%)

Travel

2X
(2.6%)

Dine

2X
(2.6%)

Brand

2X
(2.6%)

Earning rate: 2X United ⚬ 2X restaurants ⚬ 2X on hotel stays

Noteworthy perks: ⚬ Improved economy saver award availability ⚬ Free first checked bag for primary cardholder and one travel companion when you pay with the card ⚬ Unlocks complimentary elite upgrades on award tickets ⚬ Priority boarding ⚬ No foreign exchange fees ⚬ 2 United Club passes per year ⚬ Primary auto rental collision damage waiver ⚬ Up to $100 Global Entry or TSA Pre-check credit ⚬ 25% back on United in-flight purchases

Application Tips

Chase Application Tips

Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
Better Offers: You may be able to get a better offer than the best available public offer. Details here.
Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
United℠ Business Card ➥More ⓘ $890 1st Yr Value Estimate 75K Miles 75K miles after $5K spend in first 3 months No Annual Fee First Year, Then $99 You are not eligible for the bonus if you have received the bonus on this card within the past 24 months. Please note that the United EXPLORER Business card (no longer available) is a different product and does not affect your ability to get the bonus on this card.
Chase United Quest Card ➥More ⓘ $705 1st Yr Value Estimate 80K Miles 80K after $5K spend in first 3 months $250 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Expired 9/23/21: 100K miles after $10K total spend
Chase United Explorer Card ➥More ⓘ $486 1st Yr Value Estimate 40K Miles 40K after $2K spend in 3 months No Annual Fee First Year, Then $95 This card is subject to Chase's 5/24 rule (click here for details).
United Club Business Card ➥More ⓘ $473 1st Yr Value Estimate 75K miles 75K miles after $5K spend in the first 3 months $450 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
United Club℠ Infinite Card ➥More ⓘ $399 1st Yr Value Estimate 75K miles 75K miles after $3K spend in the first 3 months. $525 Annual Fee This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months. Recent better offer: Expired 9/29/20: 100K miles after $5K spend
United Gateway Card ➥More ⓘ $178 1st Yr Value Estimate 15K Miles 15K miles after $1K spend in first 3 months + 3x on groceries (up to $15K in purchases in your first 12 months) No Annual Fee This card is subject to Chase's 5/24 rule (click here for details).