United℠ Business Card

This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CardRatings.com. This site does not include all financial companies or all available financial offers. For additional details, see our Advertiser Disclosure.

Card Details and Application Link
United℠ Business Card
 
 
 
Up to 150K Miles
75K miles after $5K spend in first 3 months and an additional 75K miles after $20K total spend in first 6 months.
Click here to learn how to apply

$99 Annual Fee

 
 

FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some.

Card Type: Visa Signature

Base
Dine
Gas
Office
Other

Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ⚬ 2X United ⚬ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services

Big spend bonus: $100 annual United travel credit after 7 United flight purchases greater than $100

Noteworthy perks: ⚬ Improved economy saver award availability ⚬ Unlocks complimentary elite upgrades on award tickets ⚬ Free first checked bag ⚬ Priority boarding ⚬ No foreign exchange fees ⚬ 2 United Club passes per year at anniversary ⚬ Free DashPass for one year (must activate by 12/31/24) ⚬ Primary auto rental collision damage waiver ⚬ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card. ⚬ 25% back as a statement credit on United in-flight and Club Premium drink purchases

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
Chase United℠ Explorer Card
 
 
 
Up to 70K miles
Up to 70K miles: 60K after $3K spend in 3 months plus 10K after $6K total spend in first 6 months.

No Annual Fee First Year, Then $95

 
 
United Gateway Card
 
 
 
20K Miles
20K miles after $1K spend in first 3 months

No Annual Fee

 
 

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 30K after $1K spend

 
 

4 1 vote
Post Rating
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

11 Comments
Inline Feedbacks
View all comments
Phong

Honestly this card almost seems like a keeper with just the 5,000 points alone. United points worth about 1.3 cents each right? So $65 alone for 99 annual fee.

0
Reply
Quinn

The (888) 338-2586 number in the article above asks you to enter your card number before getting a rep on the phone. So, I don’t think it’s for checking application status.

0
Reply
Captain Greg

Hmmm, tempting offer for big points and I’m getting better at creating spend these days. Any reason the FM team haven’t really discussed this offer?

0
Reply
trackback

[…] With the United Explorer, United Business, or New United Business: […]

0
Reply
kimba

can you open the United business card while still having the United EXPLORER Business card (no longer available) still open? and being at exactly 5/24

0
Reply
trackback

[…] above, for your options.  Your best bet is to go with one of the Chase United cards (such as the United business card) which offer 90 days to file a claim of up to $500.  Note though that the popular United […]

0
Reply
trackback

[…] is a newly-increased welcome bonus offer available on the United℠ Business Card that can be highly valuable, offering enough miles to potentially fly partner business class one […]

0
Reply
RZz

Even if I currently have the old United Explorer biz card, I am eligible for the bonus on this new card, correct?

0
Reply
GemGal

How long do you think this offer will be available?

0
Reply
Nick Reyes

Until 4/2/20 (it shows the date on the application page).

0
Reply
jeph36

I notice the offer is still available with no shenanigans and we passed the Apr 02 date. I did not see an expiration date on the page any more, but maybe I missed it. Any idea what the new expiration date is on this offer?

0
Reply