United℠ Business Card

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Card Details and Application Link
United℠ Business Card

FM Mini Review: Decent perks such as enhanced access to United saver level economy awards makes this a keeper for some.

Card Type: Visa Signature


Earning rate: 2X at restaurants including eligible delivery services , gas stations, and office supply stores ⚬ 2X United ⚬ 2X on local transit and commuting, including taxicabs, mass transit, tolls, and ride share services

Big spend bonus: $100 annual United travel credit after 7 United flight purchases greater than $100

Noteworthy perks: ⚬ Improved economy saver award availability ⚬ Unlocks complimentary elite upgrades on award tickets ⚬ Free first checked bag ⚬ Priority boarding ⚬ No foreign exchange fees ⚬ 2 United Club passes per year at anniversary ⚬ Free DashPass for one year (must activate by 12/31/24) ⚬ Primary auto rental collision damage waiver ⚬ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card. ⚬ 25% back as a statement credit on United in-flight and Club Premium drink purchases

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
Chase United Quest Card
70K Miles
70k miles after $4K spend in the first 3 months

$250 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 9/23/21: 100K miles after $10K total spend

United Club℠ Infinite Card
80K Miles + 1,000 PQP
80k miles and 1,000 Premier qualifying points after $5k spend in first 3 months

$525 Annual Fee

United Gateway Card
30K Miles
30K miles after $1K spend in first 3 months

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 30K after $1K spend

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The United Business Card is only 50,000 miles, not 75,000.


Can you describe what “Unlocks complimentary elite upgrades on award tickets” means? I don’t really see additional details on the application page.


Honestly this card almost seems like a keeper with just the 5,000 points alone. United points worth about 1.3 cents each right? So $65 alone for 99 annual fee.


The (888) 338-2586 number in the article above asks you to enter your card number before getting a rep on the phone. So, I don’t think it’s for checking application status.

Captain Greg

Hmmm, tempting offer for big points and I’m getting better at creating spend these days. Any reason the FM team haven’t really discussed this offer?

[…] With the United Explorer, United Business, or New United Business: […]


can you open the United business card while still having the United EXPLORER Business card (no longer available) still open? and being at exactly 5/24

[…] above, for your options.  Your best bet is to go with one of the Chase United cards (such as the United business card) which offer 90 days to file a claim of up to $500.  Note though that the popular United […]

[…] is a newly-increased welcome bonus offer available on the United℠ Business Card that can be highly valuable, offering enough miles to potentially fly partner business class one […]


Even if I currently have the old United Explorer biz card, I am eligible for the bonus on this new card, correct?


How long do you think this offer will be available?


I notice the offer is still available with no shenanigans and we passed the Apr 02 date. I did not see an expiration date on the page any more, but maybe I missed it. Any idea what the new expiration date is on this offer?