United Gateway Card

Card Details and Application Link
United Gateway Card
20K Miles
20K miles after $1K spend in first 3 months
Click here to learn how to apply

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 30K after $1K spend


Card Type: Visa Signature

Base
Gas
Brand
Other

Earning rate: 2X United ⚬ 2X gas stations ⚬ 2X local transit and commuting

Noteworthy perks: Improved economy saver award availability ⚬ No foreign exchange fees ⚬ One year of complimentary Dash Pass (Must activate by 12/31/24) ⚬ 25% back on United in-flight and Club Premium drink purchases

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
Chase United℠ Explorer Card
50K miles
50K miles after $3K spend in 3 months.

$0 introductory annual fee for the first year, then $95

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 70K after $3K spend

Chase United Quest Card
60K Miles + 500 PQP
60k miles and 500 PQP after $4K spend in the first 3 months

$250 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 9/23/21: 100K miles after $10K total spend

United Gateway Card
20K Miles
20K miles after $1K spend in first 3 months

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 8/11/22: 30K after $1K spend

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kayexalate

Does this card still get XN expanded award availability? I’m seeing lots of mixed information on the internet and it is not listed under the benefits when you look at the card application (while it does show this benefit for its other cards).

Also is there ever expanded business award availability or is it always only economy?