United Club℠ Infinite Card

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Card Details and Application Link
United Club℠ Infinite Card
75K miles
75K miles after $3K spend in the first 3 months.
Click here to learn how to apply

$525 Annual Fee

FM Mini Review: While pricey, the Chase United Club Infinite Card is a great choice for those who want a United club membership and waived close-in award fees.


Card Type: Visa Signature

Base
Travel
Dine
Brand

Earning rate: ⚬ 4X United ⚬ 2X dining & travel

Big spend bonus: Beginning in 2022, earn up to 4,000 PQPs per year: 500 PQPs per $12K spend (up to $96K spend)

Noteworthy perks: ⚬ United Club membership ⚬ Unlocks complimentary elite upgrades on award tickets, including companions on the same reservation ⚬ 10% discount on saver level economy awards within the continental US and Canada ⚬ 10,000 miles for signing up for CLEAR by June 30, 2022 using your card ⚬ IHG Platinum Status ⚬ $75 statement credit for IHG properties charged to the card between 1/1 and 12/1/22 ⚬ Priority check-in, security screening, baggage handling, and boarding ⚬ Free 1st and 2nd checked bags ⚬ Hertz President's Circle Elite Status ⚬ Primary auto rental collision damage waiver

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
Chase United Quest Card
80K Miles
80K after $5K spend in first 3 months

$250 Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

Recent better offer: Expired 9/23/21: 100K miles after $10K total spend

United Gateway Card
15K Miles
15K miles after $1K spend in first 3 months + 3x on groceries (up to $15K in purchases in your first 12 months)

No Annual Fee