[Expired] Amex Business Gold: 95K Membership Rewards offer with no lifetime language (targeted)


The offer mentioned in this post has expired. See our Best Offers page for current offer information. 

Another day, another targeted welcome offer from Amex. Yesterday, my wife and I both found a very good offer for the Blue Business Plus card on our accounts. Today, she has a shiny, new welcome offer for the Business Gold on her account as well. It’s a significant improvement on the standard offer and does not include AMEX’s once-in-a-lifetime language (NLL).

The Offer

  • Earn 90,000 Membership Rewards points after $10,000 spend on a new Business Gold card within the first three months. Get an additional 5,000 points by adding an employee card and spending $1,000 within the first three months. This offer has expired
    • The $1,000 of spend on the employee card goes towards the $10K max
    • There’s no once-in-a-lifetime language associated with this offer.

Direct Link to Offer (you must click “apply now” and log-in to see if you are targeted)

If you see this message (or something like it), it means you’re not targeted:

Key Card Details

Card Offer and Details
130K points after $10K spend in 3 months. Terms apply. (Rates & Fees)
$295 Annual Fee (Annual fee will be $375 for applications received on or after 2/1/24)
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories.
Earning rate: Earn 4X in combined eligible purchases in the two categories where your business spends the most each billing cycle (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦ Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply.
Base: 1X (1.55%)
Travel: 3X (4.65%)
Dine: 4X (6.2%)
Gas: 4X (6.2%)
Shop: 4X (6.2%)
Phone: 4X (6.2%)
Biz: 4X (6.2%)
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign transaction fees.
Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit when you use the card to pay for monthly Walmart+ membership ✦ 25% Airline Bonus: Get 25% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline) [Note that this rebate ends 2/1/24]. Terms Apply. (Rates & Fees)

Quick Thoughts

This is the same targeted offer that Amex has been sending out periodically over the last few months, which offers an increased 90K bonus as well as an additional 5K for adding an authorized user and spending $1,000 on the “employee” card.  This is definitely a nice welcome offer with reasonable spend and not having once-in-a-lifetime language makes it very appealing. These offers almost always come with no hard-pull, but YMMV.

There used to be common reports over the last couple of years of Business Gold customers getting 100K upgrade offers to the Business Platinum, but I haven’t heard of one in quite a while.

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