The Amex Points Parade Marches On!
American Express has targeted another round of cardholders for No Lifetime Language offers (NLL) on the Business Gold and Business Platinum. I’m now targeted for each card, just in time as I’m just finishing the spend on the current consumer Gold referral offer.
My wife was targeted for both as well, even after getting an NLL Gold in March AND even though she’s currently working on the spend for the Business Platinum offer from last month. Neither of us have ever had a hard pull from these offers.
The Business Platinum offer has an expiration date of 7/31, but the Business Gold is 9/30. Either way, if you’re targeted, it appears as though there’s time to decide or finish off any other spend that you’re working on. That said, I have heard of these offers going away for some folks, so YMMV. If you can make the (significant) spend, these are the best Business Platinum and Business Gold offers in recent memory.
I continue to be absolutely gobsmacked by the frequency of these NLL offers. I keep thinking that we’ll reach the end of the yellow brick Membership Rewards road, but they just keep on coming.
The Offer
- Click for Business Platinum offer and to find out if you are targeted (you must log into your account first, then click the link)
- Click for Business Gold offer and to find out if you are targeted (you must log into your account first, then click the link)
If you see the message below or a screen with no offer listed, it means you’re not targeted:
Quick Thoughts and Key Card Details
The current best public offers for each of these cards are below:
| Card Offer and Details |
|---|
250K points ⓘ Friend-Referral 250K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees)$695 Annual Fee Alternate Offer: Targeted online offer of 250K points after $15K spend in the first 3 months See this post for details. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ Up to $120 Global Entry/TSA Precheck fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $199 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
| Card Offer and Details |
|---|
200K points ⓘ Friend-Referral 200K points after $15K spend in 3 months. Terms apply. (Rates & Fees)$375 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None. This is the best we've ever seen. FM Mini Review: This card may be a keeper for those who use the monthly credits, but keep only if you also make good use of one or two 4X categories. Click here for our complete card review Earning rate: Earn 4X in combined purchases in the two eligible categories where your business spends the most each month (capped at $150K spend per calendar year, then 1x): Electronic goods retailers or software and cloud system providers in the U.S. ✦U.S. purchases at restaurants ✦Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S. ✦ U.S. purchases for advertising in select media ✦ U.S. purchases at gas stations ✦ Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways. ✦ 3x on eligible purchases through AmexTravel.com ✦ 1x on all other purchases. Terms apply. Base: 1X (1.55%) Travel: 3X (4.65%) Dine: 4X (6.2%) Gas: 4X (6.2%) Shop: 4X (6.2%) Phone: 4X (6.2%) Biz: 4X (6.2%) Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Earn up to $20 in statement credits each month for eligible purchases at FedEx, Grubhub, and office supply stores. Enrollment required. ✦ Monthly Walmart+ Membership credit after you use the card to pay for one monthly Walmart+ membership ✦ Terms Apply. (Rates & Fees) |
![](http://cdn.nextinsure.com/imaging/opt/49ef3906-6ee7-4f77-a40b-74728901760e.jpg?w=300" alt="American Express® Business Gold Card" />)
The targeted offer are obviously a huge improvement on the current best available, even without adding the authorized user card.
Keep in mind that both the Business Platinum Dell and airline credits reset on the calendar year. This means that in the first year of card membership, you can get 3x Dell credits and 2x airline incidentals, adding an additional ~$400 in first year value if you only pay the annual fee once. While the various perks and credits on Amex cards can feel a little “coupon booky,” I find it pretty easy to get full advantage of these two and the wireless service credit as well.
These are obviously a terrific welcome offers if you can use the card and make the spend. Without even considering the additional perks and credits, the Business Platinum offer will end up being around ~$2500 based on our RRV, whereas the Business Gold would be around $1550, both fabulous returns on the minimum spend. Wowza.
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[…] for folks applying for the American Express Business Platinum card. We’ve seen offers for 260,000 points, 160,000 points and offers without the traditional “once-in-a-lifetime” language, meaning […]
For the Business Platinum offer, I received the 10k points for spending $1k on employee card without adding an employee card. I confirmed through chat that’s what the 10k bonus points I received was for. I guess they considered my main card an employee card.
That’s interesting…I’ll have to check around to see if that’s a one-off or if it’s happened to other folks. Thanks for letting us know.
Clicked on the link to see if I am targeted–yes! Then when I click to apply, I get a message “Sorry, this offer is no longer available” with a link if I still want to apply that takes me to the 120,000 offer. Anyone else seeing this?
Just received a pre-approved150k offer on the Biz Plat. Have been in pop-up jail for a couple years, so was curious and applied. Happy to report it went through, hope this means I’m back in Amex’s good graces.
always wondered about RAT team as i not receive these NLL offers directly.
Any thoughts if I should take this offer before cancelling my current bus platinum? Annual fee posted for year 3 and no retention offered
Disregard, looks like its answered in another comment reply
My husband was targeted for the business platinum for 160,000 points. Can he apply with our other business that we don’t have the platinum business card and not the same business he already has the platinum business card?
Yesterday I received an emailed targeted 100k offer for Biz Gold card. 90k after $10k in 3 months and 10k after $1k on employee card, both within 3 months. NLL, and I closed my Biz Gold card 6 years ago.
Great post. Question: if you have never had the business platinum or gold and you are eligible for this offer does the No lifetime language help you? IE would it allow you to be eligible in the future for an offer with lifetime language or is this really only reliving to those who have had the card before? Thanks
That’s a terrific question. It’s only good for folks who have had the cards before. If you get one now, you wouldn’t be eligible for another welcome offer, unless it’s another no lifetime language offer.
Thanks Tim
Wow. I’ve been soaking in the comments below on how many of these things folks have.
But what about the following, what is the thinking about getting a new one and almost simultaneously canceling a current one? I was getting ready — it’s the end of my first year — to call in in search of a retention offer. But unless I get really lucky, that will likely entail some spend, so why not ditch the current card and put that spend toward a new one?
Absolutely. I would try for the retention offer anyway, but there’s no reason to let a hoped for retention offer keep you from either of these. And to your first question, we cancelled a Business Platinum for my wife ttwo weeks ago, while she’s working on the SUB for a new Business Platinum and she still was just targeted again for another Business Platinum!
Hi, I was just targeted online for a Biz Gold to Biz Platinum upgrade 140k points for 10k spend. Pretty sweet and there’s no lifetime language except for “Offer is available for first-time upgrades to the new Business Platinum Card only and for one Card account only.”
However, I just opened my first Business Platinum Card 5 days ago. Based on peoples experience with welcome offer language, is this upgrade offer pretty safe? It looks pretty clear that only upgrades are an issue and I’ve never upgraded to a biz plat before.
I got targeted for both. I don’t have a business any longer. I know the common understanding is, “Sure you do. Don’t you sell anything on Ebay? Have garage sales?” No. No, I don’t. So, I haven’t done a biz card application is years. What does the application ask as far as biz verification?
If you’re uncomfortable calling any current expenses business expenses, why not try and get approved by just applying in your own name (put your SS# in the EIN and your name in the business name, checking the sole proprietor box) and put the business income as 0. If you don’t get approved, there likely won’t be a had pull, but I think it’s pretty likely that you could be. All of our Amex business cards are in our own names (even though I own a business).
Thanks, Tim
The problem I have with AMEX points is how to use them. I have thousands of points now, but don’t use the transfer partners very often. I prefer chase points. I don’t travel internationally very often, and prefer Hyatt to Hilton and Marriott. Hyatt points to book rooms are MUCH lower, and am a globalist, so get all kinds of benefits.
I’ve had both offers on my account for a month or so, but I’m not sure I’m going for either. On the one hand I’m over the coupon books and can’t do $15k MSR, but the business gold is a $295AF card that has basically no benefits at all… it’s basically a pure points purchase.
Already has 3 Biz Plat. Was targeted for another one. Not really sure if I should go for it. I can meet the spend. Just worried about calling Amex’s attention to myself and the game we play
I wouldn’t be too concerned. As long as you were targeted and don’t violate the terms while you’re meeting the spend, I don’t think you’re going to give the RAT team your scent. I know quite a few folks with 7-10 BizPlats.