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Credit Card Bonuses

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Free stuff from fee free cards

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.  That's not what this post is about.  And, many cards offer great rewards for spend.  This post isn't about that either. This post is about those rare no-fee cards that give you free stuff...
a cartoon character thinking about money

Airline Miles are worth 1.4 cents each. A simplified approach to Reasonable Redemption Values.

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One credit card offers a $500 signup bonus.  Another offers 40,000 airline miles.  Which is better? One online portal offers 10% cash back when shopping at Macy's.  Another offers 8X airline miles.  Which is better? Why...
Zerocard

How to play the Zerocard game

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If it seems too good to be true...  You know the rest.  The funny thing about the credit card signup game, though, is that many deals are as good as they seem.  Those ...
Sears Amex Offer Stacking

Extreme Stacking the Sears Amex Offer

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UPDATE 12/20/2016: Portals are offering cash back for gift card purchases through 12/22.  See this post for details. UPDATE 12/15/2016: It appears that portals may no longer be working for gift card reloads. Amex keeps pumping...
Sapphire Reserve bonus

Your Sapphire Reserve Card arrived. Here’s what to do next…

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  Thanks to its generous signup bonus, excellent perks, and $300 in annual travel credits, the $550 Chase Sapphire Reserve Card is a great card for almost anyone who can get it.  Whether or not...
credit card point earning

A guide to credit card point earning. Should you focus on a single program?

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I earn millions of points and miles each year through credit card signup bonuses and .  My general approach is to go for the low hanging fruit.  I'll snag those 50,000 to 100,000 point...
a close up of a gift card

Increase credit card spend (and get most of it back). What still works November...

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UPDATE: Please find an up-to-date version of this post here: There are many reasons you may want to increase credit card spend.  You may need to meet spend requirements on several new credit cards...
Awesome credit card perks

Awesome credit card perks missing from the Sapphire Reserve

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My pick for the single best all-around travel rewards card is the Chase Sapphire Reserve Card.  No other single card offers as good of a combination of rewards (3X travel & dining; 1.5 cents...
Delta elite status

Pushing the envelope on earning Delta elite status through spend

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Delta is the only major airline that makes it possible to achieve top tier status through credit card spend alone.  It's not easy to do, but it is possible.  Over the past several years,...
Gift Cards that Don't Suck

Gift cards that don’t suck

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Lately there have been quite a few opportunities to earn big rewards or get big discounts when buying merchant gift cards. So, you might be tempted to run out and buy gift cards to...
pay student loan

Pay student loans or 529 plans with a credit card!

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Gift of College gift cards are now available nationwide. This is great news for those saving for college or paying off college. Thanks to this new development, it is now possible to use a...
70K Offers

(Expired) 70K Offers: Delta? No Hurry. Ink Plus? Hurry!

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Delta 70K Offers (and 50K too) You may have seen posts around the web recently warning that the end is nigh for the enhanced Delta credit card signup offers.  And it's true that the public...
Ink Plus 70K

How to get approved for the Ink Plus 70K offer before it’s too late

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On the heels of its blockbuster new personal card, the Chase Sapphire Reserve, Chase has introduced a new business card -- the Chase Ink Business Preferred.  According to an article in Bloomberg, the new...
fund college savings

Update: Wait till November 7th to fund college savings with a credit card

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UPDATE: Please find updated information here: Pay student loans or 529 plans with a credit card! That didn't last long.  Yesterday I posted "How to fund college savings with a credit card."  In that post...

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