Did you survive the Amex 100K clawback?
Somebody at Amex must have been really pissed that a 100K offer for the Amex Platinum card was erroneously let loose on Reddit back in May. With similar situations in the past Amex has...
The Fine Print: Thou Shalt Not Increase Spend
The following is not legal advice. Please contact an attorney or Alexander at alex@bachuwalaw.com if you have questions on the subject.
Points enthusiasts are always looking for ways to earn more points. The extremes they...
Platinum vs Reserve vs Prestige
Amex, Chase, and Citibank each offer premium travel cards. These are $450 per year cards (Update: Only the Chase and Citibank cards still carry a $450 annual fee. That fee no longer applies to the...
Holiday giving and getting: Prepare now.
The holidays are coming! This means that marketing teams will be working overtime to capture your holiday shopping dollars. And, for us, this means better than usual opportunities for earning rewards on spend. We...
The Sapphire Reserve Couple Conundrum
Don't tell my wife, but I'm kinda in love with the Chase Sapphire Reserve. Yes it comes with a hefty $550 annual fee, but for anyone who spends a decent amount of money each...
Should you take the Business Platinum 50K upgrade offer?
Update: This post includes offers that were valid at the time of publication, but have since expired. Please click here to see the best offers currently available.
If you have any American Express Business cards that...
FU Sapphire Reserve: Better combos exist
The title of today's post purposely has a double meaning. Many who's applications have been denied for the "amazing!", "awesome!", "INCREDIBLE!" Sapphire Reserve card are bitter about the constant coverage of the card. For...
Approved for Sapphire Reserve against my own advice
In the post "how to get approved for Sapphire Reserve 100K offer" I suggested that people who have signed up for 5 or more cards with any banks in the past two years should...
8 cards due for renewal. Keep, cancel, or product change?
Last August, my wife did a big app-o-rama. All in one day she signed up for 8 cards:
Update: These offers have expired.
Amex Business Gold Rewards 75K offer
Amex SPG Consumer 30K offer
Amex...
Frequent Miler’s 5 Year Retrospective
It's hard for me to believe, but this blog is now officially 5 years old. My first Frequent Miler post, on September 2nd 2011, was a simple one-paragraph introduction. I followed up on September...
Do Chase Business cards add to your 5/24 total?
Unofficially, Chase doesn't like to approve credit card applications where the applicant has opened 5 or more cards with any bank in the past 24 months. This is known as the 5/24 Rule. In...
3 easy ways to meet the Sapphire Reserve minimum spend requirement
The Chase Sapphire Reserve card offers a standard signup bonus of 50,000 Ultimate Rewards points (worth $750 in travel!). To get that bonus you have to pay the $550 annual fee and you have...
How to get approved for the Sapphire Reserve
Updated 3/15/2017
If you're interested in applying for the Chase Sapphire Reserve card, or really any Chase card, what follows is a step by step guide designed to help ensure approval...
1) Check your credit score
There...
The Sapphire Reserve premature release and key findings re: 5/24, travel credits, and more
Yesterday a Reddit user posted a live link to signup for the new Chase Sapphire Reserve card:
You may remember from other posts that this card was expected to go live on August 21st. The...
