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Credit Card Spend

Cheat Discover Apple Pay

How to cheat Discover’s Deal of the Year… Or not

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When Discover’s Apple Pay promotion first appeared, it seemed too good to be true.  Not only did Discover promise to give cardholders a 10%...
Serve adds Rite Aid and Dollar General

American Express Serve adds Rite Aid and Dollar General to free cash reload network

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Note: On January 8, 2016 American Express sent out a notice to a large number of Bluebird & Serve cardholders informing them that loading...
Revolut

Second look at Revolut: Not ready for US customers, except for one great feature…

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Last month I wrote about a new prepaid product designed for global travelers: Revolut.  Revolut is both a smart phone app and a prepaid...

Plastiq adds new 1.5% promo, but drops prepaid cards from 0% fee debit option

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Plastiq, the bill payment service that lets you pay bills via credit card, has introduced a new promotion: Get a 1.5% rate for all...
a room with a view of the ocean

1,200,000 miles for Necker Island: Not easy. Not free.

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Yesterday I reported my success in earning 1.2 million Virgin Atlantic miles which I plan to use for a week on Sir Richard Branson’s...

Plastiq debit card payments now fee free

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UPDATE: The no fee option no longer applies to gift cards or other prepaid cards The Plastiq bill payment service normally charges a 2.5% fee,...
a person holding a card and a mask

PayPal employee answers: Faster money back? Why work for evil?

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Background: In order to earn miles & points, many people “manufacture spend”.  That is, people find ways to increase credit card spend (to get rewards)...
a person holding a card and a mask

PayPal employee answers: Safe way to increase credit card spend?

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Background: In order to earn miles & points, many people “manufacture spend”.  That is, people find ways to increase credit card spend (to get rewards)...

Discover’s Deal of the Year results are in. The gift card rule IS being...

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Quick background: Discover is currently running two overlapping promotions: an extra 10% cash back for Apple Pay purchases made through December 31st, plus double...
a person holding a gift card

Quick Tip: Variable Load Visa/MC Gift Cards are now Cash Only at Officemax

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Officemax has now started restricting variable load Visa and Mastercard purchases. As of now most registers are hardcoded as cash only for their purchase.
GiftCardMall Visa

Quick Tip: Don’t buy GiftCardMall Visa cards (except as a gift)

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I received an email today from SimplyBestCoupons advertising 2% cash back on Visa gift card purchases.  That sounds pretty good, right?  Even now that...

Anonymous PayPal employee to answer questions

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PayPal offers a convenient service for sending, spending, and receiving money online.  They also offer the PayPal My Cash card which can be used...
a screenshot of a computer

Increase Credit Card Spend (and do good) with Kiva and Kivalens

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Update 7/29/2017: US Bank no longer codes Kiva as a charity. This post has been updated accordingly. Kiva is a nonprofit organization that facilitates micro-loans...
Deal of the Year

Discover’s Deal of the Year: The waiting game strategy

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Quick background: Discover is currently running two overlapping promotions: an extra 10% cash back for Apple Pay purchases made through December 31st, plus double...

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