After 2021 was the indisputable “year of the 100K offer”, 2022 is starting off on a high note with the Chase United Business card now offering an intro bonus of up to 150K United MileagePlus miles. While I’ll always prefer transferable currencies over individual airline miles and this offer requires a lot of spend, it is nonetheless a chance to earn a lot of miles that are very easy to use.
The Offer & Key Card Details
|Card Offer and Details|
United isn’t known for having the sweetest of sweet spots, but they are known for having miles that are very easy to use and no fuel surcharges on award tickets. The total bonus here, combined with the miles you’ll earn from meeting the spending requirement, is enough for round trip business class to much of the world. That can be great value for those able to leverage it.
One area where United does have a potentially interesting sweet spot is in the Excursionist Perk. That program feature was probably mainly meant to make it possible to visit two cities on a round trip award, but Greg has shown how it can be leveraged to save you a bundle of miles with a creative itinerary.
Keep in mind that the welcome offer on this card does require a lot of spend. While the initial $5K for 75K miles is very reasonable, you’ll need to spend an additional $15K (for a total of $20K spent) within the first 6 months to get the full 150K. That’s certainly not bad if spending that much on the United card won’t impact your ability to meet spending requirements on other cards you want to open.
Keep in mind that you’ll need to be under 5/24 to be approved. It’s also worth noting that if you don’t value the United-related benefits of the card, a different option to effectively generate the same number of miles with less spend would be to open both the Ink Business Unlimited and Ink Business Cash cards. Each of those cards requires $7,500 in purchases in the first 3 months, but if you opened them in back-to-back 3 month periods, you would end up with 150,000 bonus Ultimate Rewards points with only $15K total spend and those points could transfer 1:1 to United (and you would also likely have a nice chunk of points from spend given that the Ink Business Unlimited offers 1.5x everywhere and the Ink Cash offers 5x at office supply stores and on Internet / cable / wireless phone services.
Overall, I’m just glad to see an airline card exceeding 100K points. Will we see a 200K airline card offer pop up this year?