Discover card welcome offers don’t tend to be very generous which is partly due to the fact that they don’t have an annual fee.
They do offer a referral program though which usually offers a $50 bonus for both the referrer and the person being referred. Discover has – presumably temporarily – increased that bonus to $100 for both parties. There’s no large spend requirement to earn that $100 bonus as it’s awarded after your first purchase.
In addition to the $100 welcome offer, the Discover It Miles card earns 1.5% on all purchases which gets doubled in the first year, making it a 3% credit card for your first 12 months of card membership. The $100 referral bonus isn’t awarded as “miles” though, so that sadly doesn’t get doubled at the end of your first year.
The Offers
Card Offer and Details |
---|
At the bottom of the application form is the following wording:
You will receive a $100 Statement Credit after making a purchase within three months of account opening. You must apply through your friend’s referral link and be approved by December 31,2020 in order to be eligible for the $100 Statement Credit offer. Offer may not be combined with any other introductory offer. Promotional award will be applied within 8 weeks.
It’s not clear if you’ll be able to generate referral links for this $100 offer through the end of the year, so it would be worth generating a link now in case the referral offer gets reduced as it looks like links generated now will be valid until December 31.
If you’re in 2 player mode, you can earn a total of $200 with this offer if one of you already has a Discover It Miles card – $100 for the referrer and $100 for the person being referred.
When generating a referral link, Discover lists the following exclusion:
Existing Discover cardmembers and those who have opted out of receiving market communications from Discover are not eligible referrals.
That makes it sound like the referrer won’t receive $100 if the person being referred is already a Discover cardholder. We don’t believe that’s enforced though, but let us know in the comments below if you have experience suggesting that this exclusion does get applied.

[…] HT: Frequent Miler […]
[…] Update 7/16/20: Don’t think this bonus ever went away, but it’s now showing an end date of 12/31/20. Hat tip to FM […]
Do you know if discover allows matching? I recently signed up for one of their cards for the lower bonus.
I’m not sure, but it certainly doesn’t hurt to ask them to match it.