Discover It Miles Referral Bonus Increased To $100


Discover card welcome offers don’t tend to be very generous which is partly due to the fact that they don’t have an annual fee.

They do offer a referral program though which usually offers a $50 bonus for both the referrer and the person being referred. Discover has – presumably temporarily – increased that bonus to $100 for both parties. There’s no large spend requirement to earn that $100 bonus as it’s awarded after your first purchase.

Discover It Miles

In addition to the $100 welcome offer, the Discover It Miles card earns 1.5% on all purchases which gets doubled in the first year, making it a 3% credit card for your first 12 months of card membership. The $100 referral bonus isn’t awarded as “miles” though, so that sadly doesn’t get doubled at the end of your first year.

The Offers

Card Offer and Details
Discover it Miles - Double Miles your first year
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

FM Mini Review: Great card to get for its first year 3% cash back.

Card Type: Discover


Earning rate: 1.5 miles per dollar for all spend.

Noteworthy perks: ⚬ No foreign transaction fees ⚬ Redeem miles for travel or for cash back (1 cent per mile either way)

See also: Discover introduces a new card and a potentially VERY lucrative 1st year offer

At the bottom of the application form is the following wording:

You will receive a $100 Statement Credit after making a purchase within three months of account opening. You must apply through your friend’s referral link and be approved by December 31,2020 in order to be eligible for the $100 Statement Credit offer. Offer may not be combined with any other introductory offer. Promotional award will be applied within 8 weeks.

It’s not clear if you’ll be able to generate referral links for this $100 offer through the end of the year, so it would be worth generating a link now in case the referral offer gets reduced as it looks like links generated now will be valid until December 31.

If you’re in 2 player mode, you can earn a total of $200 with this offer if one of you already has a Discover It Miles card – $100 for the referrer and $100 for the person being referred.

When generating a referral link, Discover lists the following exclusion:

Existing Discover cardmembers and those who have opted out of receiving market communications from Discover are not eligible referrals.

That makes it sound like the referrer won’t receive $100 if the person being referred is already a Discover cardholder. We don’t believe that’s enforced though, but let us know in the comments below if you have experience suggesting that this exclusion does get applied.

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[…] HT: Frequent Miler […]

[…] Update 7/16/20: Don’t think this bonus ever went away, but it’s now showing an end date of 12/31/20. Hat tip to FM […]


Do you know if discover allows matching? I recently signed up for one of their cards for the lower bonus.