There’s a new, targeted Amex Offer for U.S. electronics and software purchases which is giving $100 back as a statement credit for every $4,000 spent, with the ability to earn that credit up to three times.
What makes the offer even more interesting is that it can be stacked with at least one other Amex Offer, plus you could earn 2x or 4x Membership Rewards on your purchases depending on what cards you’re targeted on.
The Deal
- Spend a minimum of $4,000 in one or more purchases with qualifying US electronics, software & cloud system suppliers & get $100 back as a statement credit with a targeted Amex Offer.
Key Terms
- Expires February 3, 2026.
- Limit of three statement credits (total of $300).
- Offer valid in-store and online for purchases made directly with qualifying US electronics, software and cloud system suppliers. Includes merchants selling electronic goods as well as software and cloud system providers selling programs and data storage, whether downloaded or cloud-hosted.
- Excludes consulting and management services.
- Not valid on purchases made through online marketplaces, superstores or through wireless and cellular service provider stores and websites.
- Not valid on purchases shipped outside of the US.
- Offer valid only on purchases made in US dollars.
Quick Thoughts
Getting $100 back on $4,000 spend represents a 2.5% credit which isn’t massive. However, it seemed worth highlighting for a few reasons.
One is that eligible stores include Best Buy and Newegg. With the holidays coming up, many people will be spending a good amount of money at those retailers, so it’s worth being aware of this offer in case it can save you $100-$300.
For those who’ll be shopping at Newegg – perhaps for their myriad of gift card deals – there’s a separate Newegg Amex Offer giving 1% back, so spending $4,000 solely at Newegg would get an effective 3.5% return.
US electronics, software & cloud system suppliers are also a 2x bonus category on The Business American Express Platinum Card® and a 4x bonus category (if it’s one of your top two spending categories in a billing cycle) on the American Express® Business Gold Card. If you’re targeted for this Amex Offer on one of those cards, that would be a great combo for someone spending a lot.
Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
25 off 250 is what I got
My offer is $300 for every 12K spend.
I got you beat… $400 for every 16k spend
same ratio, different targets: $200 for 8k…. (up to 3 times)
I just bought a TV in 2009 so it is hardly time for a new one.
If you got an offer that said spend $40 and get $1 back, would you worry about it? I’d guess not so unless you were going to spend $4k like this anyway, it wouldn’t matter much. In fact, it might be better to put that spend on a different card in some cases. This is the “coupon drug dealer model.”
Yep, this is more a case of highlighting it for people who’d be doing that level of spend anyway – whether that’s through product or gift card reselling – rather than chasing the 2.5% back for its own sake.
For example, every week for the past month or two, Newegg has run a weekly deal selling $500 Zift gift cards for $470 which can be converted to Home Depot gift cards. That’s a 6% discount and so it’s not an amazing deal for reselling, but people who are working on welcome offers on a Business Gold (+4x regular earning) or Business Platinum (+2x regular earning) and/or on authorized user bonuses can make the math work even before the extra 2.5% from the Amex Offer.
That Zift deal has sometimes had a limit of 20 cards, so that’s $9,400 of spend in one go, so it only takes a couple of these sales to max out the $300 earnings from the Amex Offer.
Capital One Shopping indicates portal rates will be increased for Best Buy on Saturday. Rate TBD.
My offer is $800 per $35K spend…
WOW! 2.5% back…..this offer is straight FIRE!