Hilton Honors American Express Surpass Card

Hilton Honors American Express Surpass® Card

ⓘ $745 1st Yr Value Estimate

165K points ⓘ Affiliate

165K points after $3K spend within the first 6 months. Terms apply.
(Offer Expires 1/8/2025)
$150 Annual Fee

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

Recent better offer: (Expired 7/31/24) 130K points + free night certificate after $3K spend within the first 6 months.

FM Mini Review: Easy way to secure Hilton Gold status (which offers free breakfast among other perks). Those who want Diamond status may be better off with the Aspire card.

Earning rate: ✦ 12X Hilton spend ✦ 6X U.S. restaurants, US Supermarkets, and US gas stations ✦ 4X U.S. Online Retail Purchases ✦ 3X on all other eligible purchases

Base: 3X (1.44%)

Dine: 6X (2.88%)

Gas: 6X (2.88%)

Grocery: 6X (2.88%)

Shop: 4X (1.92%)

Brand: 12X (5.76%)

Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.

Big spend bonus:
✦ Free night award after $15K spend in calendar year ✦ Diamond elite status with $40K calendar year spend ✦ Terms apply

Noteworthy perks: Free Gold status. Diamond status w/ $40K spend. ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Terms Apply. (Rates & Fees)

See also: Hilton Amex Cards. Everything you need to know.

Application Tips

Amex Application Tips Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus. Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years. 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards. 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day Check application status here. If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)

Related Cards (Hilton)

Card Offer
Hilton Honors American Express Aspire Card ⓘ $1136 1st Yr Value Estimate 175K Points + free night certificate ⓘ Friend-Referral 175K after $6K spend in first 6 months. Free night certificate every year - first certificate is awarded 8-12 weeks after approval. Terms apply. (Offer Expires 1/8/2025) $550 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
Hilton Honors American Express Surpass® Card ⓘ $745 1st Yr Value Estimate 165K points ⓘ Affiliate 165K points after $3K spend within the first 6 months. Terms apply. (Offer Expires 1/8/2025) $150 Annual Fee Recent better offer: (Expired 7/31/24) 130K points + free night certificate after $3K spend within the first 6 months. Learn more or apply
Hilton Honors American Express Business Card ⓘ $700 1st Yr Value Estimate 175K Points ⓘ Affiliate 175K after $8K spend in first 6 months. Terms apply. (Rates & Fees) (Offer Expires 1/8/2025) $195 Annual Fee Recent better offer: None Learn more or apply
Hilton Honors American Express Card ⓘ $449 1st Yr Value Estimate 100K points ⓘ Affiliate 100K points after $2K spend within the first 6 months. Terms apply. (Rates & Fees) (Offer Expires 1/8/2025) No Annual Fee After clicking through, be sure to choose the card you want on the landing page. Recent better offer: (Expired 7/31/24) 70K points + free night certificate after $2K spend within the first 6 months. Learn more or apply