IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

ⓘ $719 1st Yr Value EstimateClick to learn about first year value estimates

140K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

Earn 140K points after spending $4K on purchases in the first 3 months from account opening.
$99 Annual Fee

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

This card is expected to be subject to Chase's 5/24 rule (click here for details).

Recent better offer: 200K after $9k spend in 6 months (expired 4/30/25)

Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases

Base: 3X (1.86%)

Travel: 5X (3.1%)

Dine: 5X (3.1%)

Gas: 5X (3.1%)

Office: 5X (3.1%)

Brand: 10X (6.2%)

Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.

Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a cardmember year + make one additional purchase. ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year ✦ Free night certificate (up to 40K points) after $60K in purchases + one additional purchase in a calendar year

Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account)

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Annual Fee Ongoing	1st Year Value Sortable	CARD NAME	welcome bonus min spend or expected spend	Bank	Consumer or Business Card	Base	Card Offer
$99	9990732	IHG One Rewards Premier Credit Card	$3,000	Chase	Consumer	Base: 3X (1.86%)	IHG One Rewards Premier Credit Card ⓘ $732 1st Yr Value EstimateClick to learn about first year value estimates 140k points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening $99 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Five 60K free night certificates after $4K spend in 3 months (expired 9/4/24)
$99	9990719	IHG One Rewards Premier Business Credit Card	$4,000	Chase	Business	Base: 3X (1.86%)	IHG One Rewards Premier Business Credit Card ⓘ $719 1st Yr Value EstimateClick to learn about first year value estimates 140K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 140K points after spending $4K on purchases in the first 3 months from account opening. $99 Annual Fee Learn more This card is expected to be subject to Chase's 5/24 rule (click here for details). Recent better offer: 200K after $9k spend in 6 months (expired 4/30/25)
$0	9990459	IHG One Rewards Traveler Credit Card	$2,000	Chase	Consumer	Base: 2X (1.24%)	IHG One Rewards Traveler Credit Card ⓘ $459 1st Yr Value EstimateClick to learn about first year value estimates 80K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 80K points after $2K spend in 3 months No Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier Recent better offer: 120K after $2K spend (expired 7/4/22)
$49	9989926	Chase IHG® Rewards Club Select Credit Card	$1,000	Chase	Consumer	Base: 1X (0.62%)	Chase IHG® Rewards Club Select Credit Card ⓘ $-74 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $49 Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.