Plastiq now offers ACH, international & domestic wire payments


Plastiq has announced expanded offerings designed to help business customers pay nearly any bill: you can now make payments via ACH direct deposit and both domestic and international wire transfer with a credit vard via Plastiq.

The Deal

  • Now make ACH and wire transfer payments from your credit card with Plastiq
  • Processing times are said to be as per the following:
    • Domestic Wire (Payment arrives same-day)
    • International Wire (Payment arrives next-day)
    • ACH Direct Deposit (Payment arrives in 4-5 Business Days or Expedited option available)
  • If you’re new to Plastiq and you sign up via our link (with our thanks), you will earn 500 fee-free dollars after you make $500 in payments

Key Terms

Quick Thoughts

This is a nice addition if you do business and need to pay invoices via ACH or wire. Plastiq gives a number of examples like paying for advertising with Facebook or buying wholesale goods from factories overseas. Being able to pay for those things easily via Plastiq could be very attractive for anyone with a small business and certainly for resellers who are sourcing wholesale overseas, especially if you pay with a card that outpaces the fee (keep in mind that Plastiq fees could potentially be a write-off for businesses). For example, Greg noted a few months ago that newbie Ben had been receiving 3x on all Plastiq payments.

I believe this should stack with the current Masterpass promotion, which is a great deal if you can make separate payments of $250.

Making these types of payments requires you to “verify your Plastiq account”. In my case, I just had to receive a code via text message and my account was verified in under a minute. Existing users can click here to verify their account. YMMV as to what you may have to do to be confirmed (I imagine requirements may vary).

Overall, this is a nice addition for Plastiq since it really expands the number of merchants that businesses can pay with the service and it certainly might make sense to do so if you are spending towards a minimum spend requirement and/or earning a currency that outpaces the fee.

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So which of the 3 (Amex, MC, Visa) can you use for international wire because based on their terms and conditions international payments through Plastiq are not allowed?


Thanks! I pay an international vendor around 20k a year so that will be great.