Marriott Bonvoy Business™ American Express® Card

Note: American Express is a Frequent Miler advertiser. Please see our Advertiser Disclosure.

Card Details and Application Link
Marriott Bonvoy Business® American Express® Card
 
 
 
125K points
Limited Time Offer: 125K points after $5K of eligible purchases in the first 3 months of card membership. Terms apply. (Rates & Fees)
(Offer Expires 8/31/2022)
Click Here to Apply

$125 Annual Fee

 
 

Card Type: Amex Credit Card

Base
Dine
Gas
Phone
Biz
Brand

Earning rate: 6x at Marriott Bonvoy properties ⚬ 4x at restaurants worldwide, U.S. gas stations, wireless telephone services purchased from U.S. suppliers and on U.S. purchases for shipping ⚬ 2x on all other eligible purchases. Terms Apply. (Rates & Fees)

Big spend bonus: Earn an additional free night (good for one night at a redemption level at or under 35K points, subject to resort fees) after you spend $60K on purchases in a calendar year

Noteworthy perks: Complimentary Marriott Gold elite status ⚬ 7% discount off the standard rate for a standard room at participating hotels when you book direct (Terms and Conditions apply). ⚬ 1 Free Night Award every year after your Card renewal month for a one-night redemption level at or under 35K points (subject to resort fees) ⚬ Complimentary premium Internet access at Marriott properties ⚬ Terms Apply (Rates & Fees)

See also: Marriott Bonvoy Complete Guide

Rewards

Marriott points can be redeemed for free night awards, travel packages, airline miles, or experiences. 5th Night Free Awards: When redeeming points for free nights, the 5th night within a single reservation is free. Airline miles: Points can be converted to airline miles at a rate of 3 points to 1 mile. A bonus is added on when you transfer 60,000 points at a time, such that 60,000 points transfers to 25,000 miles. Also, you'll get a 10% bonus when transferring points to United Airlines.

Everything you need to know about Marriott's rewards program, Bonvoy, can be found here: Marriott Bonvoy Complete Guide

Application Tips


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)
Marriott Bonvoy credit cards are issued by both Chase and American Express.  If you're interested in getting more than one Chase or Amex Marriott card, it's important to consider the complex rules they have put in place:

How to Meet Spend Requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus offer. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Keep or Cancel?

This card is not particularly rewarding for spend. In my opinion, the decision as to whether to keep the card past the first year should be based on how much you value the annual free night. If you value the free night significantly higher than this card's annual fee, then keep the card. Otherwise, cancel when the annual fee comes due.

Related Cards (Marriott Bonvoy)

Card Offer
Marriott Bonvoy Boundless® Credit Card
 
 
 
3 Free Nights up to 50K points each
3 Free Night Certificates each valid for a night up to 50K points after $3K in purchases in the first 3 months

$95 Annual Fee

 
 
Marriott Bonvoy Business® American Express® Card
 
 
 
125K points
Limited Time Offer: 125K points after $5K of eligible purchases in the first 3 months of card membership. Terms apply. (Rates & Fees)
(Offer Expires 8/31/2022)

$125 Annual Fee

 
 
Marriott Bonvoy Brilliant™ American Express® Card
 
 
 
75K points
75K points after $3K in the first 3 months. Terms apply. (Rates & Fees)

$450 Annual Fee

 
 

Recent better offer: 100K + 1 free night award after $5K spend in 3 months [Expired 5/18/22]

 
 

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Carlos

I have this card. Is anyone looking for a referral? 😀

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Frank

On the Marriott Bonvoy Business™ American Express® Card, the $150 statement credit for “eligible” purchases – is that just the normal spending = the same $5,000 to get the Marriott points as usual and you just have to wait up to 3 months for the statement credit?

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Buzz

Glad I read the part about two consumer cards not stacking. I have the old SPG card and my 15 nights already posted. I’m also Gold due to United status. I was thinking about getting the no fee Marriott card for the additional 15 nights. I don’t think I’ll get the business card with the $125 fee. I’ll have Hyatt Globalist shortly and I’m Diamond on Hilton (Aspire card).

Although, getting enough points for a stay at St Regis Punta Mita as a Platinum is tempting!

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[…] Marriott Bonvoy Business: 100K + Platinum Status + $150 […]

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[…] Marriott Bonvoy Business American Express Card […]

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[…] you want more cards, but can’t qualify for a signup bonus, then the best option is the Bonvoy Business Card since it does not add to your 5/24 count. If you have multiple businesses, you should be able to […]

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Frank

I have the older SPG card. If I cancel that would I be eligible for the bonus on this new 100K card?

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Greg The Frequent Miler

No. It’s considered the same card.

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Frank

Sorry, I meant the expensive Lux card (now Brilliant) – but that doesn’t seem appealing anymore.
Thanks.

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TravelSF

I clicked on the Application link and it opened a blank page on the Amex website.

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Greg The Frequent Miler

Sorry about that. It should work now.

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