(EXPIRED) Targeted 20K offer and 2x everywhere on up to $50K

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Blue Business PlusThere is a new targeted welcome offer out for the Blue Business Plus card good for 20,000 Membership Rewards points after you spend $5,000 on purchases in the first 3 months. Again, this won’t be available for everyone, but it’s a great offer if you have it available as this card has such a strong value proposition for ongoing spend and no annual fee. Furthermore, I don’t see any lifetime language in the terms, meaning that it might be possible for someone who previously opened the card to get the welcome offer if they are targeted for it.


The Deal

Key Card Details

  • Earn 2x everywhre on the first $50,000 in purchases each year, then 1x thereafter

Quick Thoughts

This is a terrific offer if you qualify / are targeted. While this card launched with a 20K welcome offer for a brief time last year, it usually comes with no intro offer at all. This is an excellent card to have in your wallet as it earns 2x everywhere on the first $50,000 in purchases each year (then 1x) and it has no annual fee. Furthermore, as long as you hold this card, you are able to transfer Membership Rewards to airline and hotel partners, making it a great long-term keeper so that you are free to close other Membership Rewards cards and still keep your points active and transferrable.

Applying for Business Credit Cards

Yes, you have a business: In order to sign up for a business credit card, you must have a business. That said, it's common for people to have businesses without realizing it. If you sell items at a yard sale, or on eBay, for example, then you have a business. Similar examples include: consulting, writing (e.g. blog authorship, planning your first novel, etc.), handyman services, owning rental property, renting on airbnb, driving for Uber or Lyft, etc. In any of these cases, your business is considered a Sole Proprietorship unless you form a corporation of some sort.

When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the business' address and phone, and your social security number as the business' Tax ID / EIN. Alternatively, you can get a proper Tax ID / EIN from the IRS for free, in about a minute, through this website.

Is it OK to use business cards for personal expenses? Anecdotally, almost everyone I know uses business cards for personal expenses. That said, the terms in most business card applications state that you should use the card only for business use. Also, some consumer credit card protections do not apply to business cards. My advice: don't use the card for personal expenses if you're not comfortable doing so.

From the landing page, it will prompt you to log in to see if you are targeted. If you are not targeted, you will see a message saying:

We are sorry
This offer is no longer available. If you’d still like to apply for a Business Card from American Express OPEN click here.

Those who aren’t targeted can get a different offer: the current refer-a-friend welcome offer is good for 10K Membership Rewards points after $3K in purchases in the first three months. You can head over to our Frequent Miler Insiders group to find referral links from your friends there and/or share your link. Alternatively, you can always find the best publicly available offers on our Best Offers page.

H/T: reddit

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What are the rules for how frequently you can apply for an AMEX card? I got an SPG and Delta Gold Business Amex in the last few months.


Link worked for me. Thanks.
I already have a Blue Business Amex. Can I get another one (for another business with a separate TIN)?


link to see if eligible is not working for me