Targeted 90K Membership Rewards points offer

February 11, 2021

Earlier, we reported an increased public offer on the Amex Business Gold card. A friend then pointed out that redditors had reported a fantastic targeted offer out on the Business Gold that’s good for 90,000 Membership Rewards points after spending $10,000 on eligible purchases in the first three months. While those playing in 2-player mode may come out a bit better off with referral points, this deal could certainly be very attractive for some.

The Offer

There is a targeted offer out on the Amex Business Gold card that is good for 90,000 Membership Rewards points after spending $10,000 on purchases in the first three months
Direct link to see if you are targeted (after clicking “Add Business Gold”, you’ll be prompted to log in and if it says the offer is no longer available you are not targeted).

Key Card Details

Clicking the card information below will bring you to our dedicated card page with the current public offer on this card. To see if you are eligible for the targeted offer, see the link above.

Card Name w Details & Review (no offer)
American Express® Business Gold Card FM Mini Review: This card is pricey for one with few perks. Keep only if you make good use of one or two 4X categories. Annual Fee: $295 Card Type: Amex Pay Over Time Card Base 1X (1.55%) Travel 4X (6.2%) Dine 4X (6.2%) Gas 4X (6.2%) Biz 4X (6.2%) Earning rate: Earn 4X on the two categories where your business spends the most each billing cycle from the following categories: ⚬ US purchases at restaurants ⚬ Airfare purchased directly from airlines ⚬ U.S. purchases for advertising in select media ⚬ U.S. purchases at gas stations ⚬ U.S. purchases for shipping ⚬ U.S. computer hardware, software, and cloud computing purchases made directly from select providers. 4X applies to first $150,000 in combined purchases in your two categories each calendar year, 1X point per dollar thereafter and on other purchases. Terms apply. Noteworthy perks: 25% Airline Bonus. Get 25% points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year. Terms Apply. (Rates & Fees)

Card Name w Details & Review (no offer)

American Express® Business Gold Card

FM Mini Review: This card is pricey for one with few perks. Keep only if you make good use of one or two 4X categories.

Annual Fee: $295

Card Type: Amex Pay Over Time Card

Base

1X
(1.55%)

Travel

4X
(6.2%)

Dine

4X
(6.2%)

Gas

4X
(6.2%)

Biz

4X
(6.2%)

Earning rate: Earn 4X on the two categories where your business spends the most each billing cycle from the following categories: ⚬ US purchases at restaurants ⚬ Airfare purchased directly from airlines ⚬ U.S. purchases for advertising in select media ⚬ U.S. purchases at gas stations ⚬ U.S. purchases for shipping ⚬ U.S. computer hardware, software, and cloud computing purchases made directly from select providers. 4X applies to first $150,000 in combined purchases in your two categories each calendar year, 1X point per dollar thereafter and on other purchases. Terms apply.

Noteworthy perks: 25% Airline Bonus. Get 25% points back after you use Pay With Points for all or part of a flight booked with American Express Travel if the flight is either on your selected qualifying airline or First or Business class, up to 250,000 points back per calendar year. Terms Apply. (Rates & Fees)

Quick Thoughts

This is a terrific offer for the Business Gold card and the additional 20K points offered here over the public offer certainly may be worth more to some folks than the $150 credit for US shipping purchases and $150 credit for US advertising purchases that are found on that public offer.

If you are playing in 2-player mode and have never had the Business Gold card before, you may be better off having Player 1 refer Player 2 to pick up even more total points between the two of you. However, one nice thing about the targeted offer above is that it looks like there is no lifetime language in the offer. It’s always worth double checking the terms before you apply, but that might make a difference for some folks.

As noted above, after clicking through to open the page and clicking “Add Business Gold”, you will be prompted to log in to see if you are eligible for the offer. If you receive a message saying the offer is no longer available or you get redirected to other offers, you are not targeted.

Keep in mind that an advantage here is that this card won’t add to one’s 5/24 count and it provides a nice bonus.

H/T: A friend and reddit