Update 4/24/22 – It appears that Amex has targeted another round of cardholders for this No Lifetime Language offer. My wife was targeted again, after getting it two months ago (she applied again and we got the new card yesterday). Both times, there was no hard pull. This offer has an expiration date of 7/31, so it appears there’s time, but who knows when and if Amex will target or untarget individuals.
If you can make the (significant) spend, this is the best Business Platinum offer in recent memory.
This morning, Nick found a new American Express welcome offer for the Business Platinum card on his wife’s account under Amex Offers. Upon looking, my wife discovered it on her account as well. It’s a significant improvement on the best publicly available offer and does not include AMEX’s once-in-a-lifetime language. If you’re targeted, this could be a another good option for folks looking to pay their taxes via credit card.
If you see this message, it means you’re not targeted:
Quick Thoughts and Key Card Details
The Business Platinum is a terrific card that’s loaded with perks. The current best public offer is below:
|Card Offer and Details|
150K points ⓘ Friend-Referral
150K points after $15K spend in the first 3 months. Terms apply. (Rates & Fees)$695 Annual Fee
Alternate Offer: Targeted online offer of 170K points after $15K spend in the first 3 months See this post for details.Targeted online offer of 120K points after $15K spend in the first 3 months + 10x at office supply and hardware stores up to $7500 in spend See this post for details.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.
Earning rate: 5X flights and prepaid hotels at AmexTravel.com ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply.
Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign transaction fees.
Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ $100 Global Entry fee reimbursement.✦ Priority Pass membership (Lounges only) with 2 guests and other airport lounge benefits (Centurion and Delta) ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $189 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits
See also: Amex Platinum Guide
This targeted offer is a huge improvement on the current publicly available, even without adding the AU card. Keep in mind that both the Dell and airline credits reset on the calendar year. This means that in the first year of card membership, you can get 3x Dell credits and 2x Airline Incidentals, adding an additional ~$400 in value if you only pay the annual fee once. While the various perks and credits on Amex cards can feel a little “coupon booky,” I find it pretty easy to get full advantage of these two and the wireless service credit as well.
This is obviously a terrific welcome offer if you can use the card and make the spend. Without even considering the additional perks and credits, it will end up being 160K MR (~$2500 based on our RRV) for around .4 cents each after taking into account the annual fee. My wife was approved for the targeted Gold offer with no hard-pull, which can be another YMMV benefit of these NLL targeted offers.