(EXPIRED) (Targeted) Discover: Earn $25 bonus cashback when spending $250 using digital wallet

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Discover is sending out a targeted offer to some Discover It cardholders offering $25 bonus cashback when spending $250 using a mobile wallet. That’s great timing as it’ll stack with one of their current 5% bonus categories.

Discover It tap to pay mobile wallet

The Deal

  • Spend $250 on a Discover It card using a digital wallet & earn $25 bonus cashback.

Key Terms

  • Offer valid now through 09/30/23.
  • Earn $25 Cashback Bonus with a spend of $250 or more when making a purchase using your Discover Card with your Digital Wallet.
  • Digital Wallet purchases include those made with Apple Pay, Samsung Pay, Garmin Pay, and in-store with Google Pay.
  • Apple Pay transactions included in this offer are transactions made in-store or online when using the Apple Pay button.
  • No activation required.
  • Offer is non-transferable and limited to one offer per Discover account, whether the offer is received from Discover, Apple Pay, Google Pay, Samsung Pay, or Garmin Pay.
  • Purchases must be made with merchants in the U.S.
  • To qualify, the purchase transaction date must be before or on the last day of the offer or promotion.
  • For online purchases, the transaction date from the merchant may be the date when the item ships.
  • Rewards are added to your account within two billing periods.
  • Certain third-party payment accounts and digital wallet transactions may not earn $25 cash back if the technology does not provide sufficient transaction details.
  • Discover does not determine the transaction details it receives for purchases.
  • Listed merchants are in no way sponsoring or affiliated with this program.
  • Learn more at Discover.com/digitalwallets.
  • See Cashback Bonus Terms and Conditions for more information about your rewards.

Quick Thoughts

This appears to be a targeted offer as my wife got an email about it whereas I didn’t (at least not yet anyway). Getting $25 back when spending $250 is a good offer seeing as that’s an effective 10% cashback rate, but it gets better than that. That’s because digital wallets are one of the 5% categories on the Discover It card this quarter and the $25 bonus cashback is on top of that.

That means that if you’re targeted for this promo and spend $250, you’ll earn $25 bonus cashback as well as 5% cashback ($12.50) for a total of $37.50 cashback. That’s a great return on such a low amount of spend which makes this offer worth taking advantage of.

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Does this stack on the current extra 4% targeted promotion running through 9/30? Theoretically, you can get 5% rotating category spend + 4% extra targeted offer (up to $2,000 spend I believe) + another 10% extra (up to $250 spend).