(EXPIRED) (Update: More Targeted) Earn 5-7x Points On Groceries & Gas With Select Chase Cards

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Update 8/14/20: When publishing this deal a couple of weeks ago, none of the Chase cards my wife and I hold were eligible for this offer.

Since then, we were finally able to successfully register for the Marriott 10x promotion at gas stations and restaurants. I therefore decided to try registering all our different Chase cards using the link below and we were now targeted for 5x at grocery stores and gas stations on my United card and all our IHG Premier and IHG Select cards.

It’s therefore worth trying to register your Chase cards again in case you’re targeted after all. Remember that you can also earn 5x/3x on Sapphire Reserve and Sapphire Preferred cards respectively at gas stations (along with bonused spend on Instacart and streaming services) without needing to register.


Chase is continuing to try and encourage more spending on their credit cards as they’re currently sending out targeted emails to cardholders of some of their co-branded cards offering 5-7x points or miles on up to $1,500 of spend on groceries and gas by September 30, 2020.

Southwest Chase 5x

The Deal

  • Earn 5x or 7x total points / miles on grocery store & gas station purchases on select Chase co-branded cards.
  • Targeted Avios cards will earn 7x on restaurant purchases in addition to grocery stores and gas stations.
  • No direct link to offer (activation link will be in an email), but check Chase’s MyBonus landing page to check if you’re targeted.

Key Terms

  • Limit $1,500 spend per month in combined purchases.
  • Offer valid August 1 to September 30, 2020.

Quick Thoughts

If you’re targeted for this offer you should receive an email with an activation link, but it’s worth checking your eligibility using the MyBonus link above just in case.

The email from Chase states that it’s 5x total points or miles at grocery stores and gas stations. That means it’s a bonus 4x on Southwest and United cards, but only a bonus 3x on IHG cards because their cards already earn 2x points per dollar in both of those categories.

Update: docntx has commented below to share that they have an offer on their British Airways Avios card for 7x.

With a limit of $1,500 of spend per month for the next couple of months, it’ll be easy to max out that limit when buying just three Visa gift cards, although organic spending at grocery stores can already help you along the way to that $1,500 limit. Earning 7,500 points/miles per month on United and Southwest cards is a good return. Putting that spend on IHG cards is less enticing due to the lower valuation of their points and thus lower overall return, but if you don’t have any other cards that offer bonused spend on groceries, I guess it could be worth considering.

Note that although the targeted emails have been going out today, the bonused spend doesn’t start until August 1. It’s therefore not possible to get in three months worth of bonused spend by going out to spend $1,500 in the next couple of days.

h/t Reader Dale & Doctor of Credit

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I don’t know if others are seeing this, but I received an offer for 4x points on everyday spend from Chase Amazon Visa until Feb. 11, 2021. Since those points can be used on Amazon or for cash, that seems like a pretty good deal. It will certainly top the 2.62 points on everyday spend I get with the BOA Premium Rewards card.


worked for my southwest personal card!! Thank u for the link to check if eligible!!


I activated the 5x SW offer today, August 18, on the day I received the offer. Will my spending from August 1 to August 18 count for the bonus? If not, why Chase sends targeted offers so late?

dale m

I signed on for this offer with the Marriott card for the gas bonus points as it sounded good or at least better than standard earning, then before using it got to thinking that a $35 tank of gas would earn 350 points, and to stay at a Marriott worth much you’d need 35K points, so that’s one hundred tanks of gas.

At the rate I buy gas that would take several years.

[…] Update 8/14/20: More people targeted. Hat tip to FM […]


Just got the 5x on both United and SW priority card. Thank you guys! Keep up the great work!


5x offers on SW and two IHG cards. Procrastinated with starting to work on the SUB on the IHG Premier card, now have a chance to earn 15k pts + 140k SUB for $3k in grocery spend. Thank you FM!


Also check for 30% bonus southwest is running separately. It has to be activated as well and looks like it would combine: https://www.southwest.com/myaccount/rapid-rewards/promotions

Earn 30% bonus points
Register and earn up to 25,000 bonus points this year.

When you have at least 6,000 points post to your Rapid Rewards® account between 8/1/20 and 10/31/20 under the category of “Credit Card,” you’ll be eligible for a 30% bonus (up to 25,000 bonus points).
For example, if you have 2,000 points from your Rapid Rewards Credit Card post to your account each month during August, September, and October, you’ll earn 1,800 bonus points from Southwest®.
Those 1,800 bonus points will count toward Companion Pass, too!

Terms and Conditions
To be eligible for this bonus offer, you must register between 7/1/2020 and 10/31/2020 11:59 p.m. ET and have a minimum of 6,000 points earned from Rapid Rewards Credit Card post to your Rapid Rewards account during the promotion period of 8/1/2020 and 10/31/2020. You will qualify for and receive a 30% bonus on points earned from your Rapid Rewards credit card which are also posted to your Southwest Rapid Rewards account during the promotional period. Points that are earned from your Rapid Rewards credit card during the promotional period but are not posted to your Southwest Rapid Rewards account during the promotional period will not receive the 30% bonus points. The 30% bonus points will count towards Companion Pass qualification, but will not count toward A-List or A-List Preferred qualification. Please allow up to 8 weeks after the end of the promotional period for the 30% bonus points to post to your Southwest Rapid Rewards account. Maximum bonus point accumulation during the promotional period is 25,000 bonus points per Rapid Rewards account. Bonus points earned from Chase on a new credit card promotion will not be eligible for the 30% bonus. Points transferred from Chase Ultimate Rewards to Southwest Rapid Rewards will not be eligible for the 30% bonus. Only the Rapid Rewards® member who received this offer from Southwest Airlines® is eligible for this promotion. Offer is nontransferable. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services. Bonus points will post directly to your Southwest Rapid Rewards® account and will not appear on your credit card statement. To qualify for this bonus offer, account must be open and not in default at the time of fulfillment.

SOUTHWEST® RAPID REWARDS® PROGRAM INFORMATION The Southwest Rapid Rewards® Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest® flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.


Worked on my Ritz Carlton 10x, IHG 5X


Of course, you are right! You will earn a total of 10 points for each $1 spent, on up to $3,500 in total combined purchases, in the restaurant and gas station categories from 07/15/2020 to 09/15/2020


What are the best gas stations to check for GCs? Marathon?


Thank you, Stephen!
Just checked our BA card, and it has 7 Avios at Gas Stations, Restaurants and Grocery Stores through August and September.


Not Restaurants…