The New United Club Business Card

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Card Details and Application Link
The New United Club℠ Business Card
125K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
125K Miles after $5K in purchases in the first 3 months
(Offer Expires 5/7/2025)
$695 Annual Fee

Click here to learn how to apply
This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership
Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else
Base: 1.5X (1.95%)
Brand: 2X (2.6%)
Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 4 United Club one-time passes and United Club All Access Cardmember membership after $50K in net purchases or earning Premier Gold status and having an authorized user
Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Up to $200 in statement credits for purchases with Renowned Hotels and Resorts for United Cardmembers each cardmember year ✦ Up to $150 in rideshare statement credits ($12/mo from January to November and $18 in December) ✦ Up to $50 in United TravelBank cash for an eligible Avis or Budget rental made through cars.united.com up to twice per cardmember year ✦ Get one year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle® ✦ Two $10 Instacart credits monthly when you have Instacart+ membership ✦ Up to $200 in statement credits for JSX purchases per cardmember year ✦ Complimentatry Instacart+ membership through 12/31/27 ✦ FareLock $50 per anniversary year ✦ 5,000 bonus miles at anniversary when you have this card and also a personal Chase United credit card

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
125K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
125K miles after $5K spend in first 3 months
(Offer Expires 5/7/2025)
$150 Annual Fee
80k miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
80K miles after $3K spend in 3 months
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$0 introductory annual fee for the first year, then $150
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
90K Miles + 500 PQPs ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
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(Offer Expires 5/7/2025)
$350 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
125K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler
125K Miles after $5K in purchases in the first 3 months
(Offer Expires 5/7/2025)
$695 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
95K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
95k miles after $5k spend in first 3 months + 5K bonus miles after you add an authorized user in the first 3 months
(Offer Expires 5/7/2025)
$695 Annual Fee
This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months.
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
30K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
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(Offer Expires 7/16/2025)
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This card is subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.