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Through March 14, 2022 the PointCard Debit Card is offering 10x points on Verizon, AT&T, and T-Mobile. Since points are worth $0.01 each, that’s like getting 10% back, which is a solid deal.
- The PointCard debit card is offering 10x points on Verizon, AT&T, and T-Mobile through March 14, 2022
If you’re new to the Point Debit Card
If you’re new to the Point Debit Card, note that the annual fee is now $99. That gets billed on your first deposit or you can choose to be billed $9.99 per month instead.
Note that we no longer list our referral information since referrals are now capped and new users will not receive the bonus once the person making the referral has exceeded the cap.
Ten percent back on the phone bill could certainly be nice. I recently reduced my T-Mobile bill by 20% thanks to the terrific Insider Hookup promotion they have going on. Getting 10% back on that for the next couple of months is icing on the cake for me.
Keep in mind that the PointCard includes cell phone insurance up to $600 per incident for a stolen or damaged phone (including cracked screen) with a $50 deductible and max of $1,000 in claims per 12 months. Coverage begins the first of the month following the month in which you pay your bill on the card. From the terms, it sounds like claims are handled by the same provider used by Chase and many other card issuers (Card Benefit Services). I should also note that those terms indicate a max of $500 per claim, but in several other places Point notes a max of $600 per claim.
At any rate, ten percent back is nice. There is a maximum of 5,000 points earned during the period, so you won’t be able to use this to get 10% back on a very expensive phone, but it could nonetheless come in handy for many people.