Last month, we wrote about the incredible offers available on the Amex Platinum card. While many readers were eventually able to get the offer for 100,000 Membership Rewards points after $5K in purchases in the first 6 months plus 10x at US Supermarkets and US Gas stations for the first 6 months, it was a disappointment for many that at the time the same offer was not available via referral link (and some struggled to find the 100K offer). Some people now have the ability to refer others to the 100K offer. Better yet, the person making the referral can earn 30K points for referring a new customer (up to a cap of 55K per calendar year).
The Offer & Key Card Details
Card Offer and Details |
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Quick Thoughts
Doctor of Credit reported weeks ago that the 100K offer was available via referral in some instances, but I had missed the details and assumed it was similar to how the offer would work in only some browsers previously. However, this is significantly different than the previous 100K + 10x offer. Essentially, some customers have the ability to generate a 100K + 10x referral link and that link will populate the 100K offer for everyone who uses it.
In this case, Greg has the ability to generate the 100K referral from his new Platinum card, so we have updated the link on our Platinum Card page accordingly since anyone can get the 100K + 10x offer by clicking through our link now. [UPDATE: Greg has maxed out his referrals and so we are swapping in other referrals]
By contrast, my Platinum referral link only generates the standard 60K offer.
Interestingly, those who are able to generate the 100K offer have a sweet deal for themselves, also. That’s because those who can generate the 100K offer are showing a 30K points bonus per referral for the referrer (up to the cap of 55K points earned per year for that card — essentially two referrals will cap out referral capacity for the referrer, but the link will continue to work for 100K + 10x after that capacity is met). Those of us whose referral link only earns 15K per new customer have a link to an inferior offer.
This is great news as it means that anyone can get the 100K + 10x offer — and hopefully some who have opened the card recently and have a link to the 100K offer can refer a friend or two before the end of the year and juice their bonus a bit more.

My referral offer has been at 15k since I signed up for the platinum in December. I figured I’d wait a little since Greg mentioned that he originally had the 15k offer too, but it increased to 30k after having the card for a number of weeks. Well, it just changed for me too……down to 5k. Doh!
Mine has been at 5K since the 1st of the year if it makes you feel any better.
Dumb question: does getting an invite from Amex (“pre-screened” offer with RSVP code) improve the chance of being approved compared to using a referral link?
I don’t think it helps, but I’m not sure.
[…] you are looking to take advantage of that situation, the current 100K + 10x offer on the Amex Platinum card would pair nicely with this strategy considering all of the various statement credits that you […]
Who would I use as a referral name?
does it ask on application somewhere for it?
don’t think so; just click on the referral link indicated in the above write up by Nick
Nick / Greg, the referral link named Timothy?
I maxed out my referrals yesterday and so we are swapping in other 100K + 10X referrals.
thx Greg; a fam is still thinking. will use it once deciding to pull the trigger
I can’t get out of popup jail.
Any way around this? It’s burning me up
Is there a issue if you previously had the card? Had the business platinum.
The business card and personal card are different products, so you should be okay applying for the personal card if you already had the business card.
As Dee says, the Business Platinum is an entirely different card. If that’s what you’ve had, you haven’t had this card before.