5X Chase vs 5X Amex | Ask Us Anything | Ep 28


Greg is dreaming of France this week as he and Nick answer reader questions live. Let’s hope his miles and points memory is better than his memory for those three semesters of French he took.

Watch the full episode above, or click the links below to navigate to a specific question in Youtube:

4:18 – ​Is it safe to transfer 360k MR points to ANA now to book 3 J seats to Australia?

7:43 – ​What’s the best amex card for P2? She doesn’t have any amex cards currently. P1 got the 100k+10x plat offer in Dec. Also, any idea how long the great platinum and gold offers will last?

]13:32 – Question about Chase sapphire 48mo rule. Let’s say I last applied Jan 1, 2017, got bonus on Apr 1, 2017. Is it safe to apply April 2, 2021, or would you leave some buffer time in there?​I don’t want to leave too much extra time in case offer gets pulled… but obviously want to make sure to get the bonus. Should I wait til end of next statement cycle after Apr 2? Thanks!

16:39 – Hi Greg and Nick, what are you personally most excited for in the miles and points game today?

25:20 – If I join Aeroplan and fly United or other Star alliance airline exclusively (crediting the miles to Aeroplan), will I be able to get Star Gold status after 50K miles?

26:40 – hello, I have a question about AA award. I booked 06/25/20 for an AA award this May, but I still can not travel due to covid. It was a Web Special award and at time of book, AA has the policy like this “You can cancel your trip and reinstate miles at no charge if your plans change.” So, if I cancel now, I still have to travel before 06/25/21 to use up the miles (since their policy of no charge is only up to a year, right)? What if I can not travel before 06/25/21? Do I have to pay to reinstate the miles? Thanks.

30:09 -​Do you guys have any clever ideas for the 4x on home stores for SPRING4WARD? P2 and I have 3 ink 5x office cards ($100k capacity) so already have lots of capacity for gift cards at 5x.

39:04 – ​If P1 and P2 each have a hyatt card, can one of them use both of the cat 1-4 annual certs?

42:17 – ​Are most airline/hotel free cancellation COVID options ending March 31? Should I consider booking now for the next 9 months?

45:02 – Hey guys, new Hyatt globalist here looking to book a GoH stay for my parents. Can I use the pay my way trick to book more nights than needed and then message concierge to cancel xtra nights?​Availability at desired hotel shows up if I book more nights than I want, but I’m concerned about who can modify the booking after it becomes a GoH stay?

46:19 – Hi Greg and Nick! My friend is trying to work out the best credit card strategy to pay big wedding expenses. Her venue just became part of the Radisson group (and she’ll also be staying at that hotel For a few nights). I don’t know much about the Radisson cards – would you recommend she sign up for one?

53:38 – Best use of Marriott points…st. pancras with cash upgrade to suite or transfer to ANA for 40k r/t to Japan?

56:16 – ​I have booked Ventana with points for 5 nights. I’m about to achieve the cat 7 cert with Hyatt. Can I exchange one of those points nights with the cert and get my 30,000 points back?

59:07 – ​You just butchered the French language

59:29 – ​Hi guys I have the Amex popup but I recently saw that Amex says that I am preapproved for BBP with 10K SUB. Im buying a house so I dont want to risk an inquiry.​Also I upgraded my everyday card to the preferred last June. Do you think I am safe to downgrade a few days after my anniversary or just pay the annual fee?

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