Citi devalues hotel transfers | Coffee Break Ep98 | 3-24-26

For many years, Chase (and later Bilt) was the only transferable points program with valuable hotel options. Namely: Hyatt. But Citi changed that with Choice and I Prefer, offering high transfer rates that made these transfers worthwhile. Unfortunately, those transfer rates are going to change.

Citi devalues hotel transfers

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Read more about the devaluation here: https://frequentmiler.com/ouch-citi-decreasing-transfer-ratio-to-choice-and-preferred-on-4-19-26/

(01:55) – Hyatt’s announced award changes seemed to cement Citi as the best transferable points for hotels…

(02:13) – April 19, 2026 is Citi ThankYou Rewards hotel transfer doomsday. Transfer ratios to Choice and Preferred Hotels are dropping.

(03:36) – Examples

(05:50) – Questions: Will the new transfer ratios still be worthwhile?

(11:49) – Should we transfer before April 19th?

(17:47) – Is the Citi ecosystem dead to us?

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Music Credit – Beach Walk by Unicorn Heads

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