Chase Sapphire and Freedom promo for 10x when using Paze is worth a look

Until yesterday, I’d never heard of Paze. Today, I’m very interested.

That’s because Doctor of Credit posted about a promo that Chase quietly added to most Freedom and Sapphire cards that gives you a bonus 10x when you use that card to check out with Paze. The promo is limited to 15,000 points per month (or $1,500 in purchases) and expires on 12/31/26. That’s a potential for up to 105,000 points on $7k in purchases through the end of the year.

Currently, the list of merchants that accept Paze is fairly small, but it includes some useful ones, such as United Airlines, Newegg, and Dunkin’ Donuts. Undoubtedly, more are on the way.

The Deal

• Get 10x additional points on top of your Ultimate Rewards points when you check out with Paze at participating merchants through December 31, 2026.
  • Up to $1,500 in purchases per month (for a total of 15,000 additional points monthly)
  • Eligible cards: Chase Sapphire Reserve®, Sapphire Preferred®, Freedom, Freedom Unlimited, and Freedom Flex
  • List of merchants that use Paze as a checkout method
  • Note that you need to be in the United States or using a VPN when you activate Paze

Terms and Conditions

• From 05/01/2026 to 12/31/2026, you will earn 10 additional points when you check out with Paze at a participating online merchant, on up to $1,500 in total combined purchases each month (thatˇs 10 additional points on top of the points you earn on these purchases in the card rewards program, up to 15,000 additional points each month).
• Purchases posted to your account with a transaction date during the offer period are eligible for this offer.
• Please allow up to 8 weeks after qualifying purchases post to your account for bonus points to post to your account.
• “Purchases” do not include balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
• Paze℠: Existing Chase consumer customers with a digital profile (i.e., if you signed in to Chase Online℠ or the Chase Mobile^® app) and have recently made an online purchase using your Chase debit or credit card are eligible for Paze℠ . If you open a new credit card or deposit account with a debit card and have a digital profile, your new card will be automatically added to your Paze℠ wallet.
• Paze℠ isn’t currently available to Chase customers under the age of 18, business customers, commercial customers, or credit card authorized users.
• Chase First Banking℠ debit cards, Chase High School Checking℠ debit cards, Chase business credit cards (such as Ink Business℠), and Private Bank credit and debit cards aren’t eligible. Message and data rates may apply.

Quick Thoughts

Evidently, this promo has been live since May 1st, but to my knowledge, Chase hasn’t released any announcement. You’ll find it listed under “Boost your points” in the “Benefits” section of your online account:

When checking out at a merchant that accepts Paze, you’ll see it listed as a payment method alongside things like PayPal, Venmo, etc:

The list of merchants that currently accept Paze is very limited. However, it appears that Chase is putting in some serious effort to promote it, so I imagine that we’ll see the merchant list expand dramatically.

But what’s there is interesting already. Newegg is primarily an online electronics retailer that also sells gift cards, often with promotions. It’s popular among miles and points folks because it earns 4x points when using the Amex Business Gold card, making it a lucrative avenue for buying gift cards for personal use or resale. However, 10x is a heckuva lot more appealing than 4x…and don’t forget you’ll also earn your normal credit card rewards.

For those who spend cash on United Airlines tickets, that means that you could get the excellent travel protections from your Sapphire Preferred® or Sapphire Reserve® cards, and earn 12x or 14x Ultimate Reward points on the purchase when combining the promo with what you get from the card.

As far as I can tell, the terms don’t specify whether the $ 1,500-per-month limit is per account or per card, but my assumption is that it’s per card. This could make the potential ceiling even higher for folks with several eligible cards.

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