Discover It

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Card Details and Application Link
Discover it®
 
 
 
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.
Click Here to Apply

No Annual Fee

 
 

FM Mini Review: This is a great choice for its rotating 5% categories

Card Type: Discover

Base
Grocery
Other

Earning rate: 5X in rotating categories, up to $1500 spend per quarter. 2022 Q2: 5% Grocery Stores & Fitness and Gym memberships

Noteworthy perks: Discover Cash Back is worth more than face value when redeemed for partner gift cards

Overview

The Discover It Card earns 5% cash back in rotating categories each quarter, up to $1500 in spend. Outside of the 5X categories, the card earns only 1% cash back.

That said, this card has a few great things going for it:

  • No annual fee
  • No foreign transaction fees
  • Double Cash Back First Year: Discover will double all cash back earned the first year. This means that for the first year, you get 10% cash back within rotating categories and 2% cash back everywhere else. That's excellent. Plus, Discover has a pretty good cash back portal, Discover Deals. And, all cash back earned through the portal is doubled as well!
  • Discover Cash Back is worth more than face value when redeemed for partner gift cards instead of cash.

Application Tips

Discover Application Tips


  • 2 card limit: You can have a maximum of 2 Discover cards.

  • 12 month rule: Must wait just over 12 months after previous card was opened before applying for another Discover card.

  • Get Same Card Again: No known rules against getting same card & bonus again.


Click here to check your application status
If denied, call reconsideration here: 888-676-3695

Related Cards (Discover cash back cards)

Card Offer
Discover it® for Students
 
 
 
$50 + First Year Double + $20/year
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories. Plus, get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.

No Annual Fee

 
 
Discover it Miles - Double Miles your first year
 
 
 
$100 + First Year Double
Get $100 after first purchase. All "miles" earned in first 12 months will be doubled. This makes this a 3% cash back card for the first year.

No Annual Fee

 
 
Discover it®
 
 
 
$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.

No Annual Fee

 
 

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[…] Freedom Flex, Freedom Visa, and Discover It cards often offer PayPal as a quarterly 5% category.  Discover offered PayPal in the third quarter […]

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Nate

You’ve got the ABOC Platinum Rewards listed under Discover, when it’s a Mastercard.

What’s worse for this card is that when you click on the apply link, it displays the personal details of a customer (either last one who has applied or it’s revealing customer information off their back-end). The person whose details are displayed is indeed a real person.

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Greg The Frequent Miler

Wow, that was a serious mess up, thanks for alerting us! We’ve fixed these issues.

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[…] (Redeem Discover It […]

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[…] card category bonus: Both the Discover It card and the Chase Freedom card sometimes offer drugstores as a 5X quarterly […]

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Brian

Does Simon take Google pay for VGCs?

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Greg The Frequent Miler

I don’t think so

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[…] Discover It: 5% rotating categories […]

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[…] Freedom, Discover It: Each card occasionally offers 5X rewards at grocery stores. Take advantage of it when […]

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[…] Here we’ve discussed all the credit related benefits, but Discover also offers a whole lot more of benefits. For example, no foreign transaction fees, Discover deals, double cash back the first year, 100% USA based costumer service, 5% cash back at rotating categories, etc. See more here. […]

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[…] with 10% cash back from Discover (which will double to 20% if you’re in the first year of a Discover IT card). That cash back could make these prices a great deal. One note of caution: Most portals […]

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