Discover It

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Card Details and Application Link

Discover it®

ⓘ $50
1st Yr Value Estimate

$50 + First Year Double
Get $50 after first purchase. All cashback earned in first 12 months will be doubled including 5% earned in rotating categories.
Click Here to Apply

No Annual Fee

Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: This is a great choice for its rotating 5% categories

Card Type: Discover

Base

1X
(1%)

Dine

5X
(5%)

Shop

5X
(5%)

Earning rate: 5X in rotating categories, up to $1500 spend per quarter. 2021 Q3: 5% Restaurants & PayPal

Noteworthy perks: Discover Cash Back is worth more than face value when redeemed for partner gift cards

Overview

The Discover It Card earns 5% cash back in rotating categories each quarter, up to $1500 in spend. Outside of the 5X categories, the card earns only 1% cash back.

That said, this card has a few great things going for it:

No annual fee
No foreign transaction fees
Double Cash Back First Year: Discover will double all cash back earned the first year. This means that for the first year, you get 10% cash back within rotating categories and 2% cash back everywhere else. That's excellent. Plus, Discover has a pretty good cash back portal, Discover Deals. And, all cash back earned through the portal is doubled as well!
Discover Cash Back is worth more than face value when redeemed for partner gift cards instead of cash.

Application Tips

Discover Application Tips

2 card limit: You can have a maximum of 2 Discover cards.

12 month rule: Must wait just over 12 months after previous card was opened before applying for another Discover card.

Get Same Card Again: No known rules against getting same card & bonus again.

Click here to check your application status
If denied, call reconsideration here: 888-676-3695

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