United Club Business Card

United Club Business Card

ⓘ $943 1st Yr Value Estimate

Up to 130K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Up to 130K Miles: 125K Miles after $5K in purchases in the first 3 months + 5K miles after adding an employee card in the first 3 months
(Offer Expires 5/7/2025)
$695 Annual Fee

Click here to apply

This is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

This card is subject to Chase's 5/24 rule (click here for details).

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

FM Mini Review: While pricey, the Chase United MileagePlus® Club Business Card is a great choice for those who want a United club membership

Earning rate: 5X on stays at Renowned Hotels and Resorts for United Cardmembers ✦ 2X United ✦ 1.5X everywhere else

Base: 1.5X (1.95%)

Brand: 2X (2.6%)

Card Info: Visa Signature issued by Chase. This card has no foreign currency conversion fees.

Big spend bonus: Earn up to 28,000 PQPs per calendar year: 1 PQP per $15 spend ✦ Earn 2 global Economy Plus seat upgrades after $40K in purchases in a calendar year ✦ 4 United Club one-time passes and United Club All Access Cardmember membership after $50K in net purchases or earning Premier Gold status and having an authorized user

Noteworthy perks: United Club membership ✦ Unlocks complimentary elite upgrades on award tickets ✦ Priority check-in, security screening, baggage handling, and boarding ✦ Up to $200 in statement credits for purchases with Renowned Hotels and Resorts for United Cardmembers each cardmember year ✦ Up to $150 in rideshare statement credits ($12/mo from January to November and up to $12 in December) ✦ Up to $50 in United TravelBank cash for an eligible Avis or Budget rental made through cars.united.com up to twice per cardmember year ✦ Get one year of complimentary Dash Pass (Must activate by 12/31/27) ✦ Free 1st and 2nd checked bags ✦ Primary auto rental collision damage waiver ✦ Hertz Gold Plus Rewards® President's Circle® ✦ Two $10 Instacart credits monthly when you have Instacart+ membership ✦ Up to $200 in statement credits for JSX purchases per cardmember year ✦ Complimentatry Instacart+ membership through 12/31/27

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (United MileagePlus)

Card Offer
United℠ Business Card ⓘ $1455 1st Yr Value Estimate Up to 130K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Up to 130K Miles: 125K miles after $5K spend in first 3 months + 5K miles when you add an employee card in the first 3 months (Offer Expires 5/7/2025) $150 Annual Fee After clicking through, be sure to click the link at the top that says, "Are you a small business owner?" to see the business card offers that include this card. You are not eligible for the bonus if you have received the bonus on this card within the past 24 months. Please note that the United EXPLORER Business card (no longer available) is a different product and does not affect your ability to get the bonus on this card. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
Chase United℠ Explorer Card ⓘ $989 1st Yr Value Estimate 80k miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 80K miles after $3K spend in 3 months (Offer Expires 5/7/2025) $0 introductory annual fee for the first year, then $150 Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts. This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
United Club Business Card ⓘ $943 1st Yr Value Estimate Up to 130K Miles Non-AffiliateThis is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler Up to 130K Miles: 125K Miles after $5K in purchases in the first 3 months + 5K miles after adding an employee card in the first 3 months (Offer Expires 5/7/2025) $695 Annual Fee This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
United Quest℠ Card ⓘ $932 1st Yr Value Estimate 90K Miles + 500 PQPs ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 90K miles and 500 PQPs after $4K spend in the first 3 months (Offer Expires 5/7/2025) $350 Annual Fee Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts. This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
United Club℠ Card ⓘ $520 1st Yr Value Estimate Up to 100K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 95k miles after $5k spend in first 3 months + 5K bonus miles after you add an authorized user in the first 3 months (Offer Expires 5/7/2025) $695 Annual Fee Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts. This card is available to you if you do not have any United Club card and have not received a new Cardmember bonus for any United Club card in the past 24 months. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
United Gateway℠ Card ⓘ $373 1st Yr Value Estimate Limited Time Offer: 30K Miles ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 30K miles after $1K spend in first 3 months (Offer Expires 7/16/2025) No Annual Fee Alternate Offer: Some people see increased offers when logging in to their Mileage Plus accounts. This card is subject to Chase's 5/24 rule (click here for details). Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply