The current welcome offer for the American Express Business Platinum card has increased, and is now offering the same 150,000 points with the added sweetener of a $500 statement credit after purchasing $2,500+ of flights directly through airlines or via AmexTravel.com within the first three months.
This offer also has a hefty required minimum spend – $20K within the first three months. That’s going to be a big ask for a lot of folks.
It’s worth noting that there are many better offers for the Business Platinum that some folks can access, either by using methods to try and get targeted while browsing or via their online Amex accounts.
The Offer & Key Card Details
Click the name of the card below to go to our dedicated card page for more information and a link to apply.
| Card Offer and Details |
|---|
 ⓘ $1950 1st Yr Value Estimate$200 airline incidental fee credit for select airline only valued at $140, $400 Dell credit ($200 per six months) valued at $100, $200 Hilton credit ($50 per quarter) valued at $150, $120 wireless credit ($10 per month) valued at $90, $500 statement credit when purchasing $2,500 of airfare valued at $150 Click to learn about first year value estimates Limited Time Offer: 150K points + $500 statement credit ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 150K points after $20K spend in the first 3 months. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card(R) within the first 3 months of Card Membership.. Terms apply. (Rates & Fees) (Offer Expires 6/30/2025)$695 Annual Fee Recent better offer: 250K after $20K spend expired 2/10/25 FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more. Click here for our complete card review Earning rate: Earn 5X flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. ✦ 1.5X points per dollar on eligible purchases of $5000 or more (on up to $2 million of those purchases per year) ✦ 1.5x on US construction/hardware stores, US electronic goods, and US shipping ✦ 1X elsewhere ✦ Terms apply. Card Info: Amex Pay Over Time Card issued by Amex. This card has no foreign currency conversion fees. Noteworthy perks: Select one qualifying airline and receive up to $200 in statement credits per calendar year for qualifying charges ✦ Up to $400 a year in statement credits for Dell purchases ($200, twice-yearly) ✦ Up to $200 in Hilton credits ($50 per quarter) ✦ Up to $120 in wireless services credits per year ($10 per month) ✦ Global Entry statement credit every 4 years ($120) or TSA PreCheck statement credit every 4.5 years ✦ Global Lounge Access benefits: Priority Pass membership (Lounges only) with 2 guests, Centurion Lounge access. Also, Delta Sky Club® access (when flying an eligible Delta flight): 10 visits per year February 1 until January 31 of the next calendar year (after 10 visits have been used, additional visits can be purchased for $50 each or earn unlimited visits after spending $75K/calendar year on the card). Access limited to eligible card members ✦ Rental car elite status ✦ Marriott Gold status ✦ Hilton Gold status. ✦ $199 CLEAR fee reimbursement annually ✦ 35% Airline Bonus: Get 35% points back after you Pay With Points for flights with your selected airline (or premium cabin with any airline). Enrollment required for select benefits See also: Amex Platinum Guide |
Quick Thoughts
First off, let me reemphasize that we’re seeing lots of people targeted for Business Platinum offers that are better than what’s listed above. I’ve had a 175K offer with no lifetime language sitting in my account for months and I’ve seen people receive mailers for a 250K + $500 statement credit offer (some are even seeing it in their online accounts).
All that said, if you can’t find any of those offers targeted at you, this 150K + $500 version is pretty good. Even with that increased spend, we still tabulate the first year value of the card at ~$1950, so it clocks in at #2 on our list of best business card offers (and the #1 slot is the Capital One Venture X Business, which requires $200K to trigger the full bonus).
It looks like all Business Platinum referral links are now showing the 150K offer, so if you can do a household referral, that will add another 15-35K to the total haul, making it vastly preferable to applying via a public link (like ours).
In terms of the flight credit, whether or not that’s valuable to you will vary tremendously from person to person. If you’re planning on spending $2,500+ on airfare in the next three months (or if you want to buy $2,500 in airline credits at 20% off), this could be a great add-on. If not, it’s effectively worthless to you.
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This is a very interesting offer to have come out right after the Dell credit changed to $1,000 back after $5,000 spend. To me, this shows Amex moving their coupon model to the next level – that is to say – you only get the coupon after you spend 5x that amount on the card.
I would imagine they are doing this to try to imprint a pattern or a habit to use this card for these things. Say you spend $2,500 on flights at the beginning, now you may be more likely to automatically charge your next flights on the Biz plat. Also – it helps increase, just slightly, swipe fees.
Are we going to see more of these on other Biz or personal cards? What about the Biz gold moving to a $20 credit when you spend $100 at an office store? Or the airline fee rules being relaxed, but to make up for it you need to put 5x the spend on the card with that chosen airline?
I have an increased offer 2 of my Biz Plats. SUB: 200K after 20K in 3 months, $500 credit after flights.
REFERRAL OFFER
Earn 200,000 Membership Rewards® Pointsafter you spend $20,000 on eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership.†
Earn a $500 Statement Creditafter you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel® with your Business Platinum Card® within the first 3 months of Card Membership.
The airfare offer showed up today as an Amex Offer on 2/3 Biz Plat upgrades I did in March.