Capital One Venture X Business Card

 

 

 

ⓘ $-125
1st Yr Value Estimate

TBD
*NO PUBLIC LINK, MUST APPLY VIA A CAPITAL ONE RELATIONSHIP MANAGER*

$395 Annual Fee

 

 

FM Mini Review: Similar to the Venture X consumer card, the business version offers annual rebates that easily mitigate the fee for those who travel often and could be worth it for the lounge access and travel protections given the cost/benefit ratio. Unlike the Venture X, free authorized users do not get Priority Pass access. The card earns 2 "miles" per dollar on most purchases just like the Capital One Venture X Rewards card, which are worth exactly 1 cent each toward travel. This makes the return on most spend similar to a 2% cash back card (though in this case you must redeem your miles to offset travel in order to get 1 cent per mile). One big advantage over cash back: Capital One allows transfering their "miles" to airline miles & hotel points.

Card Type: Visa

Earning rate: 10X on hotels and rental cars booked via Capital One Travel ⚬ 5x on flights booked via Capital One travel. ⚬ 2X everywhere else.

Noteworthy perks: Up to $300 in statement credits annually for bookings made through Capital One Travel ⚬ 10,000 bonus miles each year starting at first anniversary ⚬ Receive up to $100 application fee credit for Global Entry or TSA PreCheck® ⚬ Priority Pass membership (Lounges AND Restaurants) with unlimited guests ⚬ Plaza Premium lounge access ⚬ Cell phone insurance ⚬ Trip delay / cancellation insurance ⚬ Primary CDW coverage ⚬ Redeem miles for travel at value of 1 cent per mile ⚬ Convert "miles" to airline miles & hotel points ⚬ No foreign transaction fees

Application Tips

Capital One Application Tips 6 month rule: Must wait 6 months after applying for a Capital One card before applying for another one. 2 card limit: Conventional wisdom and user experience has been that you can have at most 2 Capital One consumer cards, but according to application terms it may be possible to have up to 5. You may be limited to 2 of their rewards cards. Note that this limit does not apply to Capital One co-branded cards like the Kohl's charge card. Get Same Card Again: There is no known rule against getting the same card and bonus again even if you still have the card open. Hard inquiries usually get issued through all 3 credit bureaus To check application status, call (800) 903-9177 or (877) 277-5901 If denied, call reconsideration here: (800) 625-7866

Related Cards (Capital One Miles)

Card Offer
Capital One Venture Rewards Credit Card     ➥More   ⓘ $1089 1st Yr Value Estimate 75K Miles + up to $200 in statement credits Earn 75,000 bonus miles after $4K spend in 3 months + up to $200 in statement credits when you make an Avelo purchase in your first year + priority boarding on Avelo flights for the first year. $95 Annual Fee     Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 100K: 50K after $3K in the first 3 months + 20K after $20K in the first 6 months [Expired 7/19/21]
Capital One Venture X Rewards Credit Card     ➥More   ⓘ $959 1st Yr Value Estimate 75K Miles Earn 75,000 bonus miles after $4K spend in 3 months $395 Annual Fee     Recent better offer: Expired 3/14/22: 100K after $10K spend in 6 months + $200 credit for vacation rental spend in first year
Capital One Spark Miles for Business     ➥More   ⓘ $721 1st Yr Value Estimate 50K Miles Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening No Annual Fee First Year, Then $95     Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule Recent better offer: Earn up to 200K "miles": 50K after $5K spend in the first 3 months from account opening and an additional 150K after $50K spend in the first 6 months from account opening [Expired 1/27/20 and breifly available in 2021]
Capital One VentureOne Rewards Credit Card     ➥More   ⓘ $568 1st Yr Value Estimate 40K miles Earn 40,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening No Annual Fee
Capital One Spark Miles Select Business Credit Card     ➥More   ⓘ $265 1st Yr Value Estimate 20K Miles One time bonus: 20K after $3,000 spend in 3 months from account opening No Annual Fee     Note: Most Capital One Business credit cards (including this one) DO count against Chase's 5/24 Rule Info about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Capital One Venture X Business Card     ➥More   ⓘ $-125 1st Yr Value Estimate TBD *NO PUBLIC LINK, MUST APPLY VIA A CAPITAL ONE RELATIONSHIP MANAGER* $395 Annual Fee