The Morgan Stanley Credit Card from American Express

The Morgan Stanley Credit Card from American Express

ⓘ $0 1st Yr Value Estimate

None

This card is no longer available.
No Annual Fee

Click here to apply

The above link is NOT an affiliate offer. We always present the best offer even when it means less revenue for Frequent Miler

Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

Recent better offer: None

FM Mini Review: Decent no-fee card thanks to its 2X category bonuses, but you do need to have a Morgan Stanley account to apply.

Earning rate: ✦ 2X U.S. Restaurants ✦ 2X select U.S. Department Stores ✦ 2X Car Rentals Purchased Directly from Select Car Rental Companies ✦ 2X Airfare Purchased Directly from Airlines

Base: 1X (1.55%)

Travel: 2X (3.1%)

Dine: 2X (3.1%)

Shop: 2X (3.1%)

Card Info: Amex Credit Card issued by Amex. This card imposes foreign transaction fees.

Big spend bonus: $100 after $25K card membership year spend

Noteworthy perks: Invest with rewards (1 point = 1 cent)

Application Tips

Amex Application Tips Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus. Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years. 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards. You're can only get the same card once every 90 days. 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day Check application status here. If denied, call reconsideration: (800) 567-1083)

Related Cards (Amex Membership Rewards)

Card Offer
The Business Platinum Card® from American Express ⓘ $1838 1st Yr Value Estimate 150K points ⓘ Affiliate 150K points after $20K spend in the first 3 months. Terms apply. (Rates & Fees) $695 Annual Fee Recent better offer: 250K after $20K spend expired 2/10/25 Learn more or apply
The Platinum Card® from American Express ⓘ $1344 1st Yr Value Estimate 100K points + 10X on dining Non-Affiliate 100K points after $8K spend in 6 months + 10x on dining for 6 months (on up to $25K in purchases). Terms apply. $695 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
American Express® Gold Card ⓘ $1251 1st Yr Value Estimate 75K points + 20% back at restaurants Non-Affiliate 75K points after $6K in purchases in the first 6 months + 20% back at restaurants for the first 6 months up to $250 back. Terms apply. (Rates & Fees) $325 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 100K after $6K in the first 6 months + 20% back at restaurants for the first 12 months up to $250 back [Expired 11/10/24 - referrals only] Learn more or apply
American Express® Business Gold Card ⓘ $958 1st Yr Value Estimate 100K points ⓘ Affiliate 100K points after $15K spend in 3 months. Terms apply. (Rates & Fees) $375 Annual Fee Recent better offer: 200K after $15K spend expired 2/10/25 Learn more or apply
The Platinum Card® from American Express Exclusively for Morgan Stanley ⓘ $834 1st Yr Value Estimate 80K points Non-Affiliate 80K after $8K spend in first 6 months. Terms apply. $695 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 125K points after 6k spend [Expired 11/8/23] Learn more or apply
The Platinum Card® from American Express for Schwab ⓘ $834 1st Yr Value Estimate 80K points Non-Affiliate 80K after $8K spend in first 6 months. Terms apply. (Rates & Fees) $695 Annual Fee This card is only available to clients that maintain an eligible Schwab brokerage account. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 100K points + 10x when you Shop Small in the US & at restaurants worldwide [Expired 1/20/22] Learn more or apply
American Express® Green Card ⓘ $607 1st Yr Value Estimate 40K points ⓘ Friend-Referral 40K after $3K spend in first 6 months. Terms apply. See Rates & Fees $150 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 60K after $3K spend in first 6 months + 20% off travel and transit purchases for first 6 months. [Expired 8/21/23] Learn more or apply
The Blue Business® Plus Credit Card from American Express ⓘ $236 1st Yr Value Estimate 15K points + 0% APR for 12 months ⓘ Affiliate 15k points after $3k spend within the first 3 months + 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%,, based on your creditworthiness and other factors at account opening. (Rates & Fees) No Annual Fee Alternate Offer: Some people have been targeted for an offer in their online account for 75K points after $15K in purchases in their first 12 months. Learn more or apply
The Amex EveryDay® Credit Card from American Express ⓘ $141 1st Yr Value Estimate This card is no longer available for new applications ⓘ Friend-Referral This card is not currently available for new applicants. No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
The Amex EveryDay® Preferred Credit Card from American Express ⓘ $123 1st Yr Value Estimate This card is no longer available for new applications ⓘ Friend-Referral This card is not currently available for new applicants. $95 Annual Fee Alternate Offer: Some people click through and find that they are targeted for an offer of 30K points after $2K spend in 3 months. Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: 30K after $2K in first 3 months Learn more or apply
Business Green Rewards Card from American Express ⓘ $94 1st Yr Value Estimate 15K points ⓘ Affiliate 15K points after $3K spend within first 3 months of card membership. Terms & limitations apply. (Rates & Fees) $95 Annual Fee Learn more or apply
The Amex EveryDay Card (with 20 purchases per billing cycle) ⓘ $0 1st Yr Value Estimate No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
The Morgan Stanley Credit Card from American Express ⓘ $0 1st Yr Value Estimate None This card is no longer available. No Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Recent better offer: None Learn more or apply
The Blue for Business® Credit Card from American Express ⓘ $0 1st Yr Value Estimate This card is no longer available for new applications No Annual Fee Click here to view details about a similar card: The Blue Business Plus Credit Card Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply
The Amex EveryDay Preferred Card (with 30 purchases per billing cycle) ⓘ $-95 1st Yr Value Estimate $95 Annual Fee Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. Learn more or apply