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Credit Card Bonuses

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Crazy 4th Night Free deals, and the $100 e-gift card challenge

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The Citi Prestige card’s 4th Night Free hotel benefit always struck me as kind of crazy.  When you use this benefit to book a four night stay, you get reimbursed for the entire price...
AAdvantage Aviator card

Should you keep, upgrade, or downgrade your AAdvantage Aviator card? Do you have...

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My wife and I have four AAdvantage Aviator Red MasterCards.  Yep, we have two each.  Before American Airlines and US Airways merged their loyalty programs, the Barclaycard US Airways MasterCard offered a terrific signup...

You DON’T have to pay with your Prestige card for 4th Night Free (but...

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UPDATE 6/15/2016: Recent evidence suggests that people do, at least sometimes, check to make sure that charges are placed on your Prestige card before credits are awarded.  I recommend always paying for 4th Night...

You DO have to pay with your Prestige card for 4th Night Free. Here’s...

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UPDATE 6/26/2015 3PM EST: Please see my new results here: You DON’T have to pay with your Prestige card for 4th Night Free. Among its many other perks, the Citi Prestige card has an interesting...
Sears quadruple dips

Discover Double Cash Promo registration no longer available for existing accounts

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I’ve written a lot lately about Discover’s fantastic Double Cash promotion in which all cash back will be doubled after 12 billing cycles: Maximizing the Discover Double Cash promo: Which card is best? How many...

Chasing Ultimate Rewards: My revised strategy

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In the March 2015 post “Chasing Ultimate Rewards,” I detailed plans to earn approximately 210,000 Ultimate Rewards points per year without paying credit card annual fees.  Since then, things have changed.  Chase’s new, tougher,...
Credit Card Combos

Best credit card combos: Cash Back

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This is part 5 of a multi-part series of “best credit card combos”. The goal is to find the combination of 2, 3, or maybe 4 credit cards that, together, offer the best rewards...
a screenshot of a cellphone

Maximizing the Discover Double Cash promo: Huge rewards via online shopping!

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This is the third of a series of posts describing how to make the most of Discover’s Double Cash Back promotion.  Discover is offering to double all rewards earned for an entire year.  Both...
a close-up of a sign

Maximizing the Discover Double Cash promo: 5X Rotating categories

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This is the second of a series of posts describing how to make the most of Discover’s Double Cash Back promotion.  Discover is offering to double all rewards earned for an entire year.  Both...
Discover Double Cash

Maximizing the Discover Double Cash promo: Which card is best? How many can I...

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Discover is currently pulling out all stops to get people not just to sign up for their cards, but also to use them for all their purchases. At least three Discover cards are currently...

Works in progress: Cash Back combos, Discover double-dips, and AT&T

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Working on Credit Card Combos: Cash Back Remember the Credit Card Combos series? I covered the best combinations of point-earning cards: Best credit card combos: Ultimate Rewards Best credit card combos: Membership Rewards Best credit...

[EXPIRED] Personal Platinum 100K offer spotted in the wild. Who should get it?

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In January 2013, I signed up my wife for the Amex personal Platinum card.  At the time, via something called the CardMatch Tool (more about that later), she was targeted for 100,000 points after...
SPG card benefits

New SPG card benefits: Do they work for award stays? Authorized users?

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Yesterday, I wrote a bit about the new benefits of the Amex SPG cards as of August 11.  As a reminder, the new benefits (and new fee) are: Higher annual fees ($95 vs. the current...
Club lounges and free breakfasts

Amex business cards increasingly trump personal cards

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The latest changes to the American Express SPG cards (as reported here, by Doctor of Credit) have me thinking about the way Amex handles the differences between their personal and business cards.  Most of...

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