Citi Prestige is Back. 50K offer is live.


Citi’s high end travel card, Citi Prestige has been unavailable for new applicants for a number of months while Citi reworked the card’s benefits and upped its annual fee.  Now, finally, the card is once again available for new applicants.  Here are the details:

Card Offer and Details
Citi ThankYou Prestige Card

FM Mini Review: The Prestige card's best in class 5X rewards for dining, airfare, and travel agencies is hard to beat. Sadly, this travel card doesn't provide any travel protections.

Card Type: Mastercard World Elite


Earning rate: 5X airfare, dining, and travel agencies ⚬ 3X hotels and cruise line ⚬ 1X everywhere else

Noteworthy perks: $250 travel rebate per calendar year ⚬ Free lounge access: Citi Properietary Lounges; and Priority Pass Select with free guests ⚬ $100 Global Entry application fee credit ⚬ 4th night free hotel benefit

See also: Citi ThankYou Rewards Complete Guide

Please note these terms:

Bonus ThankYou® Points are not available if you received a new cardmember bonus for Citi Rewards+SM, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi PremierSM or Citi Prestige®, or if you have closed any of these cards, in the past 24 months.

So…  Make sure it’s been two years since you’ve received a signup bonus for one of the listed ThankYou cards before applying for this one.  Also, if you have another ThankYou card, don’t cancel it until after you’ve successfully applied for a new one.

My Take

At $495 this card is expensive.  Fortunately, it offers perks that many will find outweigh the annual fee.  Here are just a few:

  • $250 travel credit (get reimbursed up to $250 per year for any travel spend)
  • 5X reward categories
  • 4th Night Free hotel benefit.  Starting in September this will be limited to 2 per year and bookable online only (so, no earning hotel points or elite credits).

If you don’t value the card’s perks and you’re interested only in the signup bonus, then I’d recommend the Citi Premier card instead since it has the same bonus, but with first year annual fee waived and only $95 per year after that:

Card Offer and Details
Citi Premier Card
80K points
80K after $4K spend in 3 months

$95 Annual Fee

Recent better offer: None. This is the best we've seen.

FM Mini Review: Very strong earnings for spend. Excellent bonus categories. Points transferable to select airlines. Recommend pairing this card with Citi Double Cash and Citi Rewards+. Sadly, this travel card doesn't provide any travel protections.

Card Type: Mastercard World Elite


Earning rate: 3X grocery ⚬ 3X dining ⚬ 3X gas stations ⚬ 3X flights, hotels, travel agencies

Noteworthy perks: Transfer points to airline partners ⚬ $100 Annual Hotel Savings Benefit

See also: Citi ThankYou Rewards Complete Guide

Hat Tip: IAD Gr8 via Twitter

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