(Last Call) IHG Premier Business card: best-ever 165K welcome offer

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Update 6/21/23: We’ve received confirmation that this increased welcome offer on the IHG Premier Business card will be ending at 9am Eastern on June 29, 2023.

Today, Chase increased the bonus on the IHG Premier Business card to a whopping 165,000 IHG points. We’ve been at 140K on this card for quite some time, a good haul its own right. However, this new offer is the best that we’ve ever seen on the card.

Holiday Inn Resort Kandooma Maldives - Garden View Villa outdoor seating area (image courtesy of IHG)
Holiday Inn Resort Kandooma Maldives – Garden View Villa outdoor seating area (image courtesy of IHG)

Key Card Details

Card Offer and Details
140K points ⓘ Affiliate
Earn 1400K points after $4K spend within the first 3 months.
$99 Annual Fee
This card is expected to be subject to Chase's 5/24 rule (click here for details).
Recent better offer: 200K after $9k spend in 6 months (expired 11/9/24)
Earning rate: 10X IHG ✦ 5X travel, gas stations, restaurants and dining, social media and search engine advertising, office supply stores ✦ 3X on all other purchases
Base: 3X (1.86%)
Travel: 5X (3.1%)
Dine: 5X (3.1%)
Gas: 5X (3.1%)
Office: 5X (3.1%)
Brand: 10X (6.2%)
Card Info: Mastercard World Elite issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: 10K bonus points + $100 statement credit after you spend $20K in a cardmember year + make one additional purchase. ✦ Diamond status after $40K in purchases + one additional purchase in a calendar year ✦ Free night certificate (up to 40K points) after $60K in purchases + one additional purchase in a calendar year
Noteworthy perks: Anniversary free night e-certificate good at IHG properties up to 40K points per night ✦ Ability to add an unlimited number of points to a free night certificate to book a higher-level hotel ✦ Fourth night free on award stays ✦ 20% discount on points purchases ✦ Platinum elite status ✦ Up to $50 in United TravelBank cash per year (must register your card with your United account)

Quick Thoughts

We recently redid our Reasonable Redemption Values for IHG points and found that they went up slightly in value, to .63 cents each. That would make this welcome offer worth ~$1000, one of the most valuable for a Chase business card on our Best Offers Page.

While that’s the value you can expect when not cherry-picking awards, I find that I’m often able to get much higher value by doing exactly that, and can usually get around .8cpp-1.0cpp. Regardless of how selective you are, this is a terrific welcome offer and absolutely worth going for if the IHG program suits your needs. This can be an even better deal if you’re able to book in four night increments, as Premier Business cardholders get the 4th night free on award stays.

In addition to the welcome offer, the Premier Business card also comes with an annual free night certificate that’s awarded every card anniversary. IHG increased the utility of these certificates for Premier cardholders last year as part of an overhaul of their rewards program. Now, you can “top off” the certificates by adding an unlimited number of points as necessary in order to book a standard room reward at a property with a higher point redemption level. I did this in Seville, Spain, where I redeemed 40K certificates for a room at a Mr and Mrs Smith property that was 70K points/night by adding an additional 30K pts/night from my account. This is a great feature and makes it much easier to max out the value of these certificates. To me, the cert is easily worth the $99 annual fee, making this card a keeper even after the the first year anniversary.

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24 Comments
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Dima

Already have Select & Premier personal card, debating on whether I should jump on this offer…

John

I assume the offer will end at 9am EDT. Or if you truly meant 9am EST then that is 10am current daylight time.

Ben

Was contemplating this until I saw Hyatt is buying Mr and Mrs Smith. Major loss for IHG.

I think I’ll pass

rj123456

Agree that a big pool of 165K points is better than discrete units, but how does this compare with Marriott’s 5x 50K offer?

Teri

What do you think?

A D

My spouse has the personal chase IHG premier card, can he refer me to apply for IHG premier business?

Kristina

Just so I’m clear, you won’t get a free night when signing up for this card? Just when the anniversary date hits?

L.K.

Yes. I got the Free Night a few days before the annual fee hits, gving you plenty of time to cancel the card.

Brian

Why cancel? To me a big reason to get the card is the ongoing opportunity to buy a free night for $99.

L.K.

Some people just want to churn the card every 48 months.

A D

Am I eligible for IGH Premier Business 165K if I currently have the Personal IHG Rewards Club $49 annual fee? Thanks

L.K.

Yes you are eligible

usernamechuck

We finally pulled the trigger and applied for this card – yesterday, at 140K… well, fingers crossed Chase will match.

cmx

just applied in Jan and received the welcome bonus of 140k recently. Do you know if Chase matches biz card’s higher offers?

L.K.

Probably not, but the only way you’ll know is to ask.

usernamechuck

Chase is usually pretty good about matching

usernamechuck

(But you should reach out asap, since you usually want it to be within 3 months)

Vic

My bet is yes. Originally applied for CSP with 60K SUB 3/8 … called yesterday and was matched to public 80K bonus

Mike

I email a secure message and was denied. I got it just over a month now and just hit my subs

Scott

Called in and a few days later see the 25k pts(140k vs 165k) as pending for next statement close. Within 30 days of account opening tho. Even 60 or 90 I’d still try.

Last edited 1 year ago by Scott
Cmx

Thanks. I already got the 140k around 90d from opening and messaged them and they still matched it. Nice work to Chase team on this.

John

Am I eligible for this if I have the IHG Premier personal card and am under 5/24?

Dave Hanson

Yes. Also eligible are holders of the grandfathered IHG Select $49 fee card (who cannot also apply for the Premier card without closing or converting the Select card).

pito

you could apply for the business premier but not the regular premier card because I did and they told me you already got the ihg card even that is not the same product.