IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

ⓘ $694 1st Yr Value EstimateClick to learn about first year value estimates

120K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

120K points after $2K spend in 3 months
No Annual Fee

Click here to learn how to apply

This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer

Click here to view details about a similar card: IHG Rewards Club Premier

FM Mini Review: A good no annual fee card for anyone who values the 4th night free benefit.

Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else

Base: 2X (1.22%)

Dine: 3X (1.83%)

Gas: 3X (1.83%)

Phone: 3X (1.83%)

Brand: 5X (3.05%)

Other: 3X (1.83%)

Card Info: Mastercard World issued by Chase. This card has no foreign currency conversion fees.

Big spend bonus: 10K bonus points after $10K in purchases and one additional purchase each calendar year ✦ Gold status after $20K in purchases and one additional purchase each calendar year.

Noteworthy perks: Fourth night free on award stays ✦ 20% discount on points purchases ✦ No foreign transaction fees ✦ Complimentary Instacart+ for 3 months (must activate by 12/31/27) ✦ $10 monthly Instacart credit

Application Tips

Chase Application Tips Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them. 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here. 24: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you may not be eligible for a welcome offer if you've ever received one for the same card before. No wait is required for Chase Ink cards. 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business. Better Offers: You may be able to get a better offer than the best available public offer. Details here. Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal) Call (888) 338-2586 to check your application status If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Card Offer
IHG One Rewards Premier Credit Card ⓘ $1118 1st Yr Value EstimateClick to learn about first year value estimates 5 x 60K Free Night Certificates ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Five 60K free night certificates after $5K spend in 3 months after account opening. $99 Annual Fee Learn more This card is subject to Chase's 5/24 rule (click here for details). Recent better offer: Five 60K free night certificates after $4K spend in 3 months (Expired 6/2/24)
IHG One Rewards Premier Business Credit Card ⓘ $704 1st Yr Value EstimateClick to learn about first year value estimates 140K points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer Earn 140K points after spending $4K on purchases in the first 3 months from account opening. $99 Annual Fee Learn more This card is expected to be subject to Chase's 5/24 rule (click here for details). Recent better offer: 200K after $9k spend in 6 months (expired 4/30/25)
IHG One Rewards Traveler Credit Card ⓘ $694 1st Yr Value EstimateClick to learn about first year value estimates 120K Points ⓘAffiliateThis is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer 120K points after $2K spend in 3 months No Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier FM Mini Review: A good no annual fee card for anyone who values the 4th night free benefit.
Chase IHG® Rewards Club Select Credit Card ⓘ $-74 1st Yr Value EstimateClick to learn about first year value estimates None This card is no longer available $49 Annual Fee Learn more Click here to view details about a similar card: IHG Rewards Club Premier Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy. FM Mini Review: Those free night certificates issued before 5/1/18 are redeemable at any IHG property, but those issued after 5/1/18 are restricted to properties up to 40K per night. For only $49 per year, this still a good card to keep, but not to use for spend