IHG One Rewards Traveler Credit Card

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Card Details and Application Link
IHG One Rewards Traveler Credit Card
80K Points ⓘ Affiliate
80K points after $2K spend in 3 months
No Annual Fee

Click here to learn how to apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
Recent better offer: 120K after $2K spend (expired 7/4/22)
FM Mini Review: A good no annual fee card for anyone who values the 4th night free benefit.
Earning rate: ✦ 5X IHG ✦ 3x dining, gas stations utilities, cable, Internet, phone, and select streaming services ✦ 2X everywhere else
Base: 2X (1.24%)
Dine: 3X (1.86%)
Gas: 3X (1.86%)
Phone: 3X (1.86%)
Brand: 5X (3.1%)
Other: 3X (1.86%)
Card Info: Mastercard World issued by Chase. This card has no foreign currency conversion fees.
Big spend bonus: 10K bonus points after $10K in purchases and one additional purchase each calendar year ✦ Gold status after $20K in purchases and one additional purchase each calendar year.
Noteworthy perks: Fourth night free on award stays ✦ 20% discount on points purchases ✦ No foreign transaction fees

Application Tips

Chase Application Tips

  • Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
  • 5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
  • 24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
  • 30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
  • Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.
  • Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)

Call (888) 338-2586 to check your application status
If denied, call reconsideration here:1-888-270-2127 for both personal and business cards

Related Cards (IHG)

Card Offer
Up to 200K points ⓘ Non-Affiliate
Earn up to 200K points: 140K points after $4K spend within the first 3 months + an additional 60K points after $9K total spend in the first 6 months
$99 Annual Fee
This card is expected to be subject to Chase's 5/24 rule (click here for details).
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.
Recent better offer: None. This is the best offer we've seen on this card.
140k points ⓘ Affiliate
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
$99 Annual Fee
This card is subject to Chase's 5/24 rule (click here for details).
Recent better offer: Five 60K free night certificates after $4K spend in 3 months (expired 9/4/24)
80K Points ⓘ Affiliate
80K points after $2K spend in 3 months
No Annual Fee
Recent better offer: 120K after $2K spend (expired 7/4/22)
None
This card is no longer available
$49 Annual Fee
Information about this card has been collected independently by Frequent Miler. The issuer did not provide the details, nor is it responsible for their accuracy.

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S K

You can’t get this card anymore if you have the old $49 IHG Select. So that line about it being a good companion card doesn’t work anymore.

[…] IHG Rewards Club Traveler […]

[…] stack with 4th night free on award stays with the IHG Rewards Club Premier or IHG Rewards Club Traveler (apparently no longer available) cards and/or the 10% back on award bookings from the IHG Rewards […]

[…] meaning that their net cost is 4.5K / 9K / 13.5K). Those with the new IHG Rewards Club Premier or IHG Rewards Club Traveler card receive the 4th night free on award stays, which I believe drops the per-night cost of these […]

[…] of the other benefits of the new IHG Rewards Club Premier and IHG Rewards Club Traveler cards is a 20% discount on the purchase of points. I don’t expect that benefit stacks with […]

[…] stack with 4th night free on award stays with the IHG Rewards Club Premier or IHG Rewards Club Traveler […]