IHG Rewards Club Traveler Credit Card

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Chase IHG® Rewards Club Traveler Credit Card

ⓘ $603
1st Yr Value Estimate

100K Points
100K after $2K spend in 3 months
Click here to learn more and compare this card to others

No Annual Fee

This card is subject to Chase's 5/24 rule (click here for details).

FM Mini Review: This would be a great companion card for anyone who still has the old $49 per year IHG card because the 4th night free from the card would stack with the 10% rebate with the other card.

Card Type: Mastercard World

Base

1X
(0.65%)

Dine

2X
(1.3%)

Gas

2X
(1.3%)

Grocery

2X
(1.3%)

Brand

5X
(3.25%)

Earning rate: ⚬ 5X IHG ⚬ 2X gas, grocery, and restaurants

Big spend bonus: Gold status with $10K spend in a calendar year

Noteworthy perks: Fourth night free on award stays ⚬ 20% discount on points purchases ⚬ No FX fees ⚬ IHG Gold status

Application Tips

Chase Application Tips

Shut-Down Caution: Signing up for new Chase cards can lead to Chase reviewing your accounts. This may lead to Chase shutting down all of your accounts if you appear to be a credit risk. See this post for details and recommendations: Why Chase shutdowns have increased and how to avoid them.
5/24 Rule: With most Chase cards, you won't get approved if your credit report shows 5 or more cards opened in the past 24 months. Details here.
24/48 Month Rule: With most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open. With Sapphire cards, you must wait 48 months. No wait is required for Chase Ink cards.
30 Day Rule: It is tough to get approved for more than 2 Chase cards within 30 days
Get Same Card Again: You can get the same exact card and again if you first cancel the older card and follow the 24/48 month rule. Ink cards are OK to get again without cancelling previous card if you apply with a new business.
Better Offers: You may be able to get a better offer than the best available public offer. Details here.
Hard inquiries combine into 1 when approved same day (not always true when mixing business and personal)