120,000 Membership Rewards points Business Platinum upgrade offers (after $10K in purchases) for targeted cardholders

53

Many folks are finding that their Business Green and Business Gold cards are eligible for an offer to upgrade to the Business Platinum card and earn 120,000 points after spending $10,000 on purchases in the first 3 months after upgrading.

Update 10/2/24: The link we previously published appears to no longer be working. Miles Earn and Burn reports on a new link (and suggests that something may have been dubious about the previous link). We’ve replaced the link in the post below with the new link.

The Deal

  • American Express is offering some Business Green card and Business Gold card holders the opportunity to upgrade to the Business Platinum card and earn a bonus of 120,000 Membership Rewards points after making $10,000 or more of eligible purchases on the Business Platinum card within 3 months from the date of upgrade. This offer is targeted.
  • Direct link to log in and see if you’re targeted

Quick Thoughts

This is a very solid offer for those who can meet the spending requirements and particularly for those who have or have had a Business Platinum card before (and thus may not be eligible for the new cardmember bonus). We sometimes see targeted new cardholder offers for the Business Platinum card that yield as many as 250,000 Membership Rewards points after $20,000 in purchases (I wrote about where I found that offer last week), but these upgrade offers may be of interest for many people since they do not require a new account and they require only half the spend (while awarding a proportional number of points).

Between my wife and I, we have several Business Green and Gold cards that qualify to upgrade and earn these bonuses. We haven’t decided on our strategy yet regarding these upgrade offers, but the opportunity to earn a nice haul of points without needing to open a new account is certainly somewhat appealing. That said, keep in mind that you’ll be on the hook for the Business Platinum card’s annual fee (though of course you’ll get the benefits like the airline incidental fee credits once per calendar year, the Dell benefit once before December 31, 2024, and more).

Since my wife’s account has been showing the targeted new cardholder 250K offer, it might make more sense for her to try applying through that first since it would offer the opportunity for 250K points with only one $695 annual fee. However, if she tried that and got the pop-up saying that she isn’t eligible for the welcome bonus, it might make sense to consider upgrading a Business Green or Business Gold card.

Overall, it’s great to see Amex continue to march on with its Points Parade, this time offering Business Green and Business Gold cardholders an incentive to consider upgrading.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.
Subscribe
Notify of
guest

This site uses Akismet to reduce spam. Learn how your comment data is processed.

53 Comments
newest
oldest most voted
Inline Feedbacks
View all comments
Dr. Jay

I just had a new offer today in my BBP for Biz Gold 125k after 10k. It was a preapproval and I’ve been getting the pop up on other offers lately, but this one went through. The only lifetime language in the terms mentioned 0% APR.

RD83

You don’t vet the source of the link you passed on to your readers?

Yuri Nator

Hi there

I applied using last week’s link. I confirmed all was applied correctly and got the offer code which was K4IY:0006

Derek

Could someone please elaborate on what “dubious” means for those of us who upgraded cards using the “dubious” link posted last week by FM?

Emma

Dubious – can you explain? I applied last night and am not sure what link I used. It all looked legit and had links to offer terms, etc.

Derek

I agree – if you clicked the link and log into your Amex account and the offer is there, what could be the issue? My wife wasn’t targeted, I was. Upgrades two cards… don’t see any issues. I wish MEAB would elaborate a bit more, but the cryptic clues and bread crumbs are par for the course.

[…] after $10,000 spend in 90 days.This one is safe for anyone to use, potentially unlike the one made public last week which was dubious at best and err, scary at worst. Why was that one dubious? It was a manufactured link specifically […]

John

please take this post down

Amex RAT Team

They should actually leave it up, we think.

Parts Unknown

Can you guys read Mandarin or no?

Matt

Where did this link come from? Seems like there could be shutdown risk for using it?

YogiJi

From Chinese reddit-like forum

Paul from Chicago

I have a Biz Gold and do not have this upgrade offer. However, I see an offer to add a second Biz Gold for 125,000 points after 10k spend. Worth it?

Nitpicker

It’s borderline since some gold offers have been higher. Personally I’d take it since it’s an easy offer and likely no NLL.

Mark

Those of you who are targeted, are you seeing the offer somewhere under your login? I see the offer when I go to the link and log in, but I’d prefer to see it just show up somewhere.

mimzy

has the product change gone through for anyone? I got an email confirmation yesterday, but the app still shows a business gold

Chris

Worked for me. The card in the app has already changed and my prorated annual fee has already posted.

Kim

Same

DealGuru

same

[…] Green or Gold card to a Platinum card floating around in the darker corners of the internet, and it’s now public. A few notes:– If you have a Green or Gold to upgrade, get employee cards first (see item […]

Lucas

Does this mean if I get/have 5 employee Gold cards, upgrade to the Biz Plat and have those cards converted, then spend the $4k per card I will get the 15k points + have the spend count towards this upgrade offer?

L.K.

Yes

sam

my 15k/4k spend available even after upgrading

lisa

received on both Business Gold accounts. One Biz Gold from NLL and one was previously a business platinum, downgraded to business Gold.

dizzy

Not targeted on either p1 or 2

Lailai

Thank you. I am not targeted but p2 is. His annual fee for business gold is due in November so this is perfect timing since we were planning to close it, as he has another gold business card he just opened NLL in June.