(EXPIRED) NorthOne: Spend $40 on debit card, get $20 back [Targeted?]

The hits just keep on coming with my NorthOne business account: yesterday, I received an email with the subject line, “🍔 Feeling hungry? Lunch is on us!” with an offer to spend $40 on my debit card and get $20 back by February 28th. I totally missed this email yesterday, but thanks to a keen reader I found it and I’m excited to make use of North One’s money to trigger it.

The Deal

• NorthOne business cash management is offering a $20 account credit when you spend at least $40 with your NorthOne Mastercard debit card before February 28th. This offer may be targeted.

Key Terms

• Payment must be made by February 28 at 11:59PM EST to qualify for offer.
• Offer will appear in your account within 5-7 business days.

Quick Thoughts

I know that it’s only me and like 6 readers who still have this NorthOne account opened from when Swagbucks offered $300 for opening the account in October, but I am continuing to report these offers for those who do still have the account and also to track them for future reference if and when NorthOne ever offers a good new account bonus again. Since opening the account for that $300 Swagbucks deal, I’ve gotten the following offers:

• $25 Small Business Saturday credit for NorthOne customers
• Easy money for NorthOne account holders ($50 to update your info)
• NorthOne: Add $100, get a $100 gift card [Targeted?]

When I asked to cancel last month because of the $10 monthly fee (which there is no way to avoid with activity), they offered me two free months – which has turned into the $50 and $100 opportunities above and now this $20 win. As Grant noted in the comments last week, it would be nice if NorthOne would put some of their marketing money into just making the account fee-free or if they provided a way to get the fee waived with activity, but in the short term these offers are more than making it worth keeping for a month or two beyond when my 2 free months run out just in case they run any more easy deals. This debit card offer should be very easy to trigger. In the past, a Cash app load triggered a purchase requirement, so I expect that would likely work here. That said, I’ll probably just buy an Amazon gift card or buy a gift card through Fluz in this case. One odd thing that stood out to me about the terms is that it says the $20 will post within 5-7 business days – a couple of days slower than the 3-5 business days noted on the last couple of deals. That said, I’ve already received both my $50 credit for updating details (finally deposited this morning) and the $100 Amazon gift card for depositing $100 last week, so I have faith this will work out as well.

As I previously reported in the post about updating account holder details, NorthOne is scheduled to change the backing bank next week. With all of these offers they have suddenly been releasing to keep customers, I have hopeful optimism that they’ll offer something decent to lure in new customers after the switchover since they have been aggressively courting current customers to stay. NorthOne sends a lot of emails, but now that I nearly missed an easy twenty bucks (and after several of these valuable offers in the past couple of weeks), I’ll certainly be keeping a closer eye on NorthOne emails moving forward.

Want to learn more about miles and points? Subscribe to email updates or check out our podcast on your favorite podcast platform.