(EXPIRED) Point Card: Earn 1% back on up to $5,000 of direct deposit monthly

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The Point Debit card came on the scene last year and keeps getting more and more noteworthy with a variety of earning opportunities like 5x Costco, 5x Wal-Mart and a referral offer that pays $100 for both parties after the referred party spends $50 within a week of being approved.

The hits just keep on coming.  Now Point is offering 1% (1x) back on direct deposits for March, April and May, up to 5,000 pts ($50) back per month, as long as you spend $100/month on the card.

The Deal

  • Starting March 1, Point will give you 1 point for every dollar sent to your account via direct deposit, up to 5,000 points ($50) per month.  In order to trigger the bonus, you must spend $100 on the card each month. Valid for March, April and May.

If you want to try it out, feel free to use one of our referral links / codes:

Key Terms

  • Between 12:00 AM Pacific Time, March 1, 2022 and 11:59 PM Pacific Time, May 31, 2022, you will receive 1 point for every dollar deposited into your Point account via direct deposit, up to 5,000 points over a 30-day period.
  • Bonus is conditioned on you using your Point card for at least $100 in rewarded spend during any applicable 30-day period
  • Please allow up to four weeks for points to post to your account
  • This offer is only valid for the individual to whom it is addressed.

Quick Thoughts

The Point card has been a fun addition and continues to be a compelling card for spend…and now deposits as well.  This seems like an incredible deal as there is nothing in the terms about needing to keep a minimum balance.  There doesn’t seem to be anything keeping you from transferring money out of the account once you receive the bonus.

Two things we don’t know:

  • What counts as a direct deposit?  The e-mail says payroll, but the terms just say direct deposit.  We will absolutely be testing this out once March hits, but in the mean time, we would love to hear data points with anyone who has experience.
  • Is this eligible on new accounts?  The terms specifically say it is only valid for the person to whom it is addressed, but everyone that I know who has a Point card got the e-mail, so I assume it’s broadly targeted.  I would imagine that new accounts would be eligible as well, but that’s just a guess.

This will all become much more clear once March hits and we can try things out, but on the surface, it certainly seems like low-hanging fruit for some pajama dollas…especially if you already have the Point card.

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Did anyone get the bonus for April or May? I got one 2500 point bonus for a 2500 payroll deposit on April 1st for March deposit, but haven’t received any bonus for 3 more subsequent 2500 deposits since then.


Will the payment from PFS trigger the direct deposit 1%? Since they are paying back $5500 would be another free $50 dollars.


How to pull money back from Point? It seems you must use the money for shopping?


Wait,this requires $5000 direct deposit every month?


Ok,the way I read is-To earn $50 every month, one needs to
1. Spend $100 AND
2. DD of $5k (any other amount-say $1k DD will only get you $10)


Wasn’t able to add it to my online payroll. I’ve linked countless prepaid accounts but for some reason it’s not allowing me to add Point. I sent them an email asking if there’s any known issues.


I just opened a new point card earlier today and this offer was immediately showing in my account – so looks like new accounts are eligible. Or at least some are.