(EXPIRED) Point Debit Referral Offer: $100 back after $50 in spend

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The Point Debit card came on the scene last year and comes with a variety of earning opportunities (like the 5x Costco offer I used yesterday) that can offset the $99 annual fee for some folks.  Now, Point is offering a $100 referral for both parties after the referred party spends $50 within a week of being approved.  This makes it a pretty risk-free way of trying the card for the first year.

a close up of a credit card



The Deal

  • New accounts earn 10,000 points (worth $100) after $50 in spend when using a referral link.  You will recieve an immediate digital card upon approval that can be used via Apple/Google Pay or online.

Note that we no longer list our referral information since referrals are now capped and new users will not receive the bonus once the person making the referral has exceeded the cap.

Key Terms

  • Valid between 09:30 AM PDT on February 13, 2022 and 11:59 PM PDT on February 26, 2022.
  • For the new referred customer to earn the points through this offer, the referred new customer must (i) be approved for PointCard and not previously had a PointCard account, (ii) spend at least $50 using PointCard for rewarded transactions (which exclude funds transfers, gift card purchases, and restricted MCCs) before 11:59 PM PDT on February 26, 2022 and (iii) pay their first membership fee for a monthly or annual plan.
  • Please allow up to six weeks after each new PointCard cardholder’s approval for points to arrive in your account.
  • Your accrued points will appear in your app.
  • For clarity, you may not sign up for multiple accounts or otherwise violate the applicable terms or you risk account suspension.
  • No Hard Pull

Quick Thoughts

The Point card has been a fun addition to the debit landscape since its launch last year, primarily due to a bevy of spending offers that rotate through on a regular basis (such as 5x Costco and Walmart, 10x on Apple products, etc).  They’ve offered a 10,000 point bonus to offset the annual fee, but previously it was after spending $1000.  This $50 offer is MUCH lower, effectively making the first year free.  If you’ve been tempted to try it before, this new offer makes it a no-brainer for at least the first year.

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