Targeted 125K Membership Rewards points offer for $5K spend


7/13/20: Doctor of Credit reports a new round of people targeted for this offer. It’s worth taking a second to see if you are targeted if you have this card in mind. Keep in mind this year’s Platinum card enhancements.

5/6/20: A reader has also confirmed that they had success getting this offer.

1/27/20: A new round of people are seeing this targeted offer according to Doctor of Credit. It’s worth checking to see if you are targeted.

11/14/19: Some people are seeing a targeted Amex pre-qualified offer for the American Express Platinum Card at the Amex website that is good for 125,000 Membership Rewards points after spending $5,000 in the first three months. That’s a fantastic offer if you find it available, though note of course that you’ll be on the hook for the Platinum card’s $550 annual fee.

The Deal

  • Some people are reporting a targeted offer to earn 125,000 Membership Rewards points after spending $5,000 on purchases in the first 3 months with a new Platinum Card from American Express account
  • Check for pre-qualified offers here

Key Card Details

Card Name w Details & Review (no offer)
The Platinum Card® from American Express

FM Mini Review: This card is absolutely loaded with high end perks. Depending upon your situation, those perks may be worth the annual fee or much more.

Annual Fee: $550

Card Type: Amex Pay Over Time Card


Earning rate: 5X points for flights booked directly with airlines or with American Express Travel ⚬ 5X points for prepaid hotels booked through American Express Travel

Noteworthy perks: ⚬ $200 Airline Fee Credit. Up to $200 a year in baggage fees and more at one qualifying airline ⚬ Up to $200 for Uber rides annually. Credit and Uber VIP status for Basic Member only ⚬ Complimentary Uber Eats Pass Membership for up to 12 months (must enroll by 12/31/21) ⚬ Up to $100 in credits annually for purchases at Saks Fifth Avenue (up to $50 in credits semi-annually, enrollment required) ⚬ $100 Global Entry fee reimbursement ⚬ Airport lounge benefits ⚬ Rental car elite status ⚬ Marriott Gold status ⚬ Hilton HHonors Gold status ⚬ Free Gold card AUs. Terms Apply. (Rates & Fees)

See also: Amex Platinum Guide

Quick Thoughts

While this offer is unlikely to be widely available, it’s worth checking your pre-qualified offers to see if you have it. I don’t recall seeing a better offer on the personal Platinum card (there are occasionally targeted offers on the business version for 150K that require a lot more spend and we have recently reported some being targeted for a 100K offer on the personal Platinum, but this offer is the best return on spend I recall seeing). If you’re eligible and targeted, this is an offer that is well worth considering as it could make for a meaningful infusion of Membership Rewards points without overwhelming spend. If the spending requirement is a concern, keep in mind that you can pay your taxes with an Amex.

It’s also worth noting that you will need to pay the $550 annual fee for this card in the first year. Still, by applying now, you will at the very least have a $200 airline incidental credit that is valid until December 31st and then a fressh $200 credit beginning in January, up to $200 in Uber credits over the next year, a $50 Sak’s credit that is valid until December 31, 2019 and then the ability to get two more credits next year (one from January to June and the other from July to December), and all of the other Platinum benefits (like Hilton and Marriott Gold status, Enterprise Executive status, Delta SkyClub access when flying Delta, etc. There is a lot of value to be had there.

Keep in mind that this offer will have lifetime language. That means you will be ineligible for the bonus if you have or have ever had the card (doesn’t matter whether or not you received a welcome bonus — just having had the card precludes you from the bonus). This offer is for the “vanilla” Platinum card (the one that is just branded from American Express). If you have previously had the Schwab Platinum or Ameriprise Platinum, you should still be eligible for this bonus if you haven’t had the “vanilla” Platinum card before (Amex pop-up notwithstanding).

For more details on the Platinum cards, see Which is the best Amex Platinum card?.

For those interested in best uses of these points, see: Amex Membership Rewards sweet spots and our Amex Membership Rewards complete guide.

H/T: Doctor of Credit & Reader Mauro

Please enter all required fields Click to hide
Correct invalid entries Click to hide
Notify of

This site uses Akismet to reduce spam. Learn how your comment data is processed.

newest most voted
Inline Feedbacks
View all comments