Each week Greg and Nick tackle reader questions, live on Youtube. This week’s discussion included questions about when Hyatt bonuses post, Hyatt property recommendations, and an intriguing question about which credit cards are most “overrated”.
You can watch the full video here, or click the timestamps to navigate directly to each individual question in Youtube.
3:40 – Hi Greg & Nick, I saw that you guys are presenting at FTU this weekend. Is FTU worth it and what are you guys going to talk about?
8:09 – Any updates on card talk?
10:02 – New globalist here (and vaccinated). Top Hyatts for a babymoon? Live in LA, have plans for ventana and new alila encinitas property. Possibly Hawaii. Others you’d recommend?
16:35 – Hyatt bonus 5 nights for opening cc in end of 2020. When is that going to post?
23:40 – Hey guys – I’m looking to PC (product change) my CSP (Chase Sapphire Preferred) to a CSR (Chase Sapphire Reserve) next month. I also want to refer my P2 (“player 2”) for a CSP (for the bonus) before the PC – do I need to wait for either bonus to post before doing the PC? Thanks!
25:46 – I’m about to close my Amex Gold biz card to avoid the AF. Natural spend will probably be a net zero on the rest of the annual fee unless Amex adds credits to this card this year. Any reason to keep?
28:10 – Delta question, if i hit platinum then diamond later in year do i get both benefits for achieving each status?
32:56 – Greg your ANA “dilemma” is causing ME sleepless nights. Why don’t you book an open ended year long ANA RTW trip for you and your wife? Could Also be a great challenge for Greg!
37:45 – Hi Guys. I have an upcoming award stay at Andaz on Maui and deciding how to pay for my incidentals. First $300 will go on my Amex since I have a $50 off Amex offer (assuming I use the right card, right Greg 😀). After the first $300, World of Hyatt, Reserve, Brex, something else?
41:20 – Do you think that the Hyatt Double night promotion will be extended?
43:54 – Question for each of you, which 1 credit card do you think is “overrated” and why?
50:11 – What happened to Nick’s weekend around the web posts?
52:40 – I’ve got all the MR cards. should i cash out 800k MR to schwab for $10,000?
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Capital One Venture is definitely the most overrated card. If it wasn’t for affiliate money no blog would bother recommending it. When bloggers do what’s in their wallet, you’ll notice it’s never actually Capital One
Except when it is:
https://frequentmiler.com/what-is-in-nicks-wallet/
🙂
My case is a special one as I have a special redemption opportunity that most people don’t have.
That said, I think you’re wrong for a couple of reasons:
1) the card frequently comes with a welcome bonus worth $600. That’s certainly worth getting. I agree that for most people the card isn’t worth keeping, but then most credit cards aren’t worth keeping. Most people are better off chasing welcome bonuses and for that purpose the card is perfectly fine.
2) Greg has written before that if you’re only going to have one credit card, the Venture card might be a good fit. While I think most readers here are happy to carry more than one credit card, I’d be surprised if you don’t know someone in your life that only carries a single credit card. The Venture card can be an okay fit in that case since you’re earning 2% back towards travel and also getting the ability to transfer to partners at a rate of about one and a half miles per dollar in most cases. Again, not better than the other options on the market if you’re willing to carry a few cards, but a very good one card solution still.
We were at Ventana last December for the second time and service was equally excellent. We never felt pushed to buy any activities or spa treatment nor was there any pressure to tip (we tipped on the comped meals but no one was telling us to). We also got upgraded to the Coast Suite + the adjacent living room even though the resort was full.
Maybe your reader had a more negative impression based on a certain employee as I don’t feel resort wide anything changed. Just wanted to share my two cents as I definitely don’t want your readers to miss out because they don’t think the service will be up to par.