An Amex Offer has re-appeared in the last day or two that’s offering a 10% statement credit when paying an insurance bill. While the limit on the statement credit is fairly low, it’s an easy win if you need to make an insurance payment this year (and who doesn’t).
The Deal
- Get 10-20% back as a statement credit when paying your insurance bill with a card enrolled in an Amex Offer ($20 maximum credit)
- Enroll by 5/10/24
- After enrollment, credit can be triggered by any insurance payment before 12/31/24.
Key Terms
- Government-backed insurance policies may be excluded.
- Payments made to Insurance policies outside of the U.S. are excluded.
- Valid only on purchases made in US dollars.
- Limit of $20 in total statement credits per Card Member.
- Statement credit will appear on your billing statement within 90 days after 12/31/2024, provided that American Express receives information from the merchant about your qualifying purchase.
Quick Thoughts
This seems more targeted than in previous iterations. In the past, both my wife and I had it on several of our personal cards, but nothing this time. If there are two or more of you in your household with the 10% offer on your cards, it should be possible to call your insurance company and have them split the payment (or split the payment online) so that you can get two (or more) $20 statement credits. If your insurance bill isn’t due until after December 31, you can also hopefully prepay to lock in the savings.
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Consider that you can pre-pay as a credit even if you don’t have a balance due now.
Is the $20 credit for every month?
Too bad my health insurance, my auto, home, and liability insurance carriers do NOT accept American Express payments.
And WHERE do you find them?
Amex Offers are located at the bottom of each card page in your account on desktop. In the bottom menu bar in mobile.
Thanks!
I only had a 5% offer and that was on the Hilton Aspire.
It would be great if you could mention the card(s) you found it on.
I don’t know how helpful that info would be because we don’t know how the Amex overlords release their offers.
Since you asked, I got it on my authorized user’s Blue Cash Everyday card – no other cards had it. But, my card has $5 back on cable & internet for 4 times. We have 5 Amex cards.
Thank you. I do think it’s useful, especially because I’ve noticed that a lot of offers seem to be specific to certain cards (like Blue Cash) and it saves me time from having to look at the offers on all my cards. (Yeah, I know some people pay for a service that automatically attaches offers for them, but that’s not me)
Mine was only 5% too. On the vanilla Plat and the Everyday.