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AARP is offering a 5-year membership for $45 (anyone can join, you don’t need to be an elderly guy or gal). Several shopping portals are offering increased return for AARP memberships right now, so you can pay a net $25 or even as little as a net $7 (or maybe less?).
- AARP is currently offering a 5-year membership for $45. Go through a shopping portal to potentially get $20-$30 back.
- Direct link to this deal (but you probably want to go through a shopping portal)
- Membership may set to auto-renew, but I believe you can change this in account settings
A number of shopping portals are offering something back on membership. At the time of writing, Rakuten is offering $20 back / 2,000 Membership Rewards points, which would cut your net cost to $25 for five years of AARP membership.
Capital One Shopping, which is a public shopping portal (no Capital One card required) is offering $15 back on the desktop browser. However, in the Capital One Shopping app I was targeted for $30 back. That would drop my net cost to $15 for five years.
Even better, some people have a targeted Chase Offer for $8 back on AARP membership on various cards. I have that offer also, so if I clicked through the Capital One Shopping app and bought the 5-year membership for $45, I would expect to get $30 back from Capital One Shopping (note that this cash back is provided in the form of a gift card of your choice to retailers that include
Amazon, Walmart, and Best Buy Update: As indicated in the comments, Amazon and Best Buy are not available for gift card redemptions. Other available options are Safeway, eBay, Lowe’s, Home Depot, Gamestop, Staples, Office Depot, and a number of other popular stores) and $8 back as a statement credit for a net cost of around $7. At seven bucks for five years, you wouldn’t have to leverage many benefits to come out ahead.
In terms of benefits, the most popular one among frequent flyers is a discount on paid premium cabin flights on British Airways. There are also hotel discounts with Wyndham and Choice and restaurant discounts that include places like Denny’s, Outback Steakhouse, and Carrabba’s.
Keep in mind that anybody can join AARP — you don’t need to be old or retired. I’ve been a member for years. I don’t use many of the benefits, but I got my membership in some sort of similar deal and it seems like a low price of admission to be prepared for the day when it comes in handy.
H/T: Brant in Frequent Miler Insiders