(EXPIRED) 50K, 60K, and 70K offers for Delta Gold and Platinum cards

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Delta Gold and Delta Platinum cards now have enhanced 50K, 60K, and 70K offers through 10/28.  Offers like these are fairly common so I wouldn’t drop everything to apply now, but if you were looking to pick up a Delta card, now is a good time.

Delta Air Lines

Current offers

Here are the current offers for both the consumer and business versions of each of the Gold and Platinum Delta cards from American Express:

Card Offer
65k miles ⓘ Affiliate
65k after $6k spend in first 6 months. Terms and limitations apply. (Rates & Fees)
$350 Annual Fee
55k miles ⓘ Affiliate
55k after $4k spend in first 6 months. Terms and limitations apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $150
40K miles ⓘ Affiliate
40K miles after $2K spend in first 6 months. Terms apply. (Rates & Fees)
$0 introductory annual fee for the first year, then $150

Should you apply?

While the offers are 50K and higher, this is a decent time to apply.  Note that sometimes Amex includes a statement credit for Delta spend with their welcome bonuses (usually $50 for the Gold cards and $100 for Platinum cards).  If you’re not in a rush to get Delta miles, you might want to wait to see if an offer like that returns.

Which should you get?

The business cards have an advantage in that they don’t add to your 5/24 count.  So if you were hoping to sign up for Chase cards in the near future, the business Amex cards won’t hurt that objective.  For details about 5/24, see this post.

If you’re looking long term, you may prefer a Platinum card over a Gold card.  If you’re a regular Delta flyer and you value the Delta Platinum card’s annual companion ticket and/or the ability to earn MQMs through spend, then the Platinum card probably makes sense to you.  See: Delta Platinum complete guide.  If you only fly Delta occasionally, a Gold card may make sense for its free checked bag benefit and lower annual fee.

Are you eligible?

In most cases with Amex, if you’ve had the same card before, you can’t get a welcome bonus when signing up. Consider, though, that each variation of Delta card is considered a different product. Over time, it’s possible for you to earn the welcome bonus on all of the following cards since each one is a separate product:

Card Offer Mini

Here are additional Amex application tips:


Amex Application Tips



  • Safe to Apply: Amex is the safest bank for trying your luck at earning a new welcome bonus offer. They don’t usually issue a hard pull when denying your application, and if you already have an Amex card, they won't usually issue a hard pull when approved for another one. Plus, they’ll now warn you during the application process if you’re not eligible for the bonus.

  • Lifetime Rule: If you've ever had the same card before, you are most likely prohibited from earning a welcome bonus offer for the card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 7 years.

  • 90 Day Rule: You can get at most two credit cards within 90 days. This rule does not apply to Pay Over Time (charge) cards.

  • 5 credit card max: Amex usually won't approve applications for new credit cards if you already have 5 or more Amex credit cards or 10 or more charge cards.

  • Better Offers: You may be able to get a better offer than the best available public offer. Details here.

  • Hard inquiries combine into 1 when approved same day


Check application status here.
If denied, call reconsideration: 877-399-3083 (new accountholders); 866-314-0237 (current accountholders)


How to meet minimum spend requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus offer. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):
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[…] 50K, 60K, and 70K offers for Delta Gold and Platinum cards (Expires 10/28/20) […]

René

Delta Airlines? You mean Delta Air Lines?