Delta SkyMiles® Platinum Business American Express Card

Note: American Express is a Frequent Miler advertiser, but we always show the best public offer even when we don't earn a commission. Please see our Advertiser Disclosure.

Card Details and Application Link
Delta SkyMiles® Platinum Business American Express Card
100K miles ⓘ Affiliate
Limited Time Offer: 100K after $8K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 10/23/2024)
$350 Annual Fee

Click Here to Apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year)
Base: 1X (1.1%)
Travel: 3X (3.3%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers (ticket must be purchases on or after 2/1/24 to receive this benefit) ✦ Terms and Limitations Apply. (Rates & Fees)

Here’s everything you need to know about the Delta SkyMiles Platinum Business American Express Card…

Overview

The American Express Delta Platinum card is a nice step up from the Delta Gold card for frequent Delta fliers. In addition to offering all of the features found on the Gold card such as a free checked bag and a 15% award flight discount, the Platinum card throws in an annual companion ticket, an annual $2,500 MQD Headstart towards elite status, and miscellaneous credits. The Delta Platinum card is available as both a consumer card and a business card. And while the two versions of the Delta Platinum card are very similar, they are considered different products and so it's possible to earn the welcome offers for each.

Application Tips

Current offer

Here is the current offer for the Delta Platinum business card:

Card Details and Application Link
Delta SkyMiles® Platinum Business American Express Card
100K miles ⓘ Affiliate
Limited Time Offer: 100K after $8K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 10/23/2024)
$350 Annual Fee

Click Here to Apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year)
Base: 1X (1.1%)
Travel: 3X (3.3%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers (ticket must be purchases on or after 2/1/24 to receive this benefit) ✦ Terms and Limitations Apply. (Rates & Fees)

And here’s the current offer for the similar Delta Platinum consumer card:

Card Offer

Should you apply?

Many cards are worth getting for the welcome offer alone. In this case though, if that’s your only interest, you may prefer to sign up for the Delta Gold card since it has a lower annual fee:

Card Offer
90k miles ⓘ Affiliate
Limited Time Offer: 90K after $6K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 10/23/2024)
$0 introductory annual fee for the first year, then $150

If you’re a regular Delta flyer and you value the Delta Platinum card’s annual companion ticket or the card’s $2,500 MQD Headstart (towards elite status) then the Platinum card probably makes sense for you. On the other hand, you might do even better with an ultra-premium Delta Reserve card.

Card Offer
110K miles ⓘ Affiliate
Limited Time Offer: 110k after $12K spend in first 6 months. Terms apply. (Rates & Fees)
(Offer Expires 10/23/2024)
$650 Annual Fee

Are you eligible?

In most cases with Amex, if you’ve had the same card before, you can’t get a welcome offer when applying for a new card. Consider, though, that each variation of Delta card is considered a different product. Over time, it’s possible for you to earn the welcome offer on all of the following cards since each one is a separate product:

Card Offer Mini

Here are additional Amex application tips:

  • Safe to Apply: Amex is usually the safest bank for trying your luck at earning a new welcome offer. Most of the time, they won’t issue a hard pull when denying your application or when approving you if you already have at least one Amex card. Plus, they’ll warn you during the application process if you’re not eligible for the bonus.
  • Once in a Lifetime Rule: If you've ever had a card before, you are most likely prohibited from earning a welcome offer for that same card if you apply now. Fortunately you'll be warned during the application process if this is the case. Amex is known to "forget" that you've had a card after about 5-7 years. Note that there are frequently offers with no lifetime language (NLL) that aren't bound by this restriction.
  • "Family" Rules: In addition to the "once in a lifetime" rule, Amex now applies additional "family" rules to several groups of consumer cards. These rules don't apply to business cards.
  • 1 per 5 days: You can get at most one credit cards within every 5 days. This rule does not apply to Pay Over Time (charge) cards.
  • 2 per 90 days: You can get at most two credit cards within 90 days. This rule usually does not apply to Pay Over Time (charge) cards.
  • 1 of same product per 90 days: Amex will only approve you for the same card once every 90 days (this primarily comes into play when applying for "no-lifetime-language" (NLL) links.
  • Marriott cards: Approval for any Marriott card is governed by a labyrinthine set of unintuitive rules. You can see the full eligibility chart here. It seems that Amex may consider the Bevy and Brilliant cards as the same product, which means that you would have to wait 90 days after applying for the Bevy before being able to be approved for the Brilliant.
  • Card Limits: Amex normally only allows customers to have five credit cards and ten Pay Over Time (charge) cards at one time. Both personal and business cards count towards the respective five and ten card limits. There are some instances where certain customers have been allowed to go above those limits.
  • Application Status: Call (877) 239-3491 to check your application status or use this link.
  • Reconsideration: If denied, you can call (800) 567-1083 and ask for your application to be reconsidered.

How to meet minimum spend requirements

In order to meet minimum spend requirements, people often look for options to increase spend in ways that result in getting their money back. These techniques are referred to as "manufacturing spend". American Express has terms in their welcome offers that exclude some manufactured spend techniques from counting towards the minimum spend requirements for the welcome bonus offer. For example, most new cardmember bonuses have terms like this:
Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents.
That said, many techniques for meeting minimum spend are perfectly fine. Here are some techniques that are safe for meeting Amex minimum spend requirements (click each link for more information):

Perks

Travel Perks

  • Economy class companion certificate (subject to taxes & fees) each year upon card renewal. This is valid for round-trip flights originating within the United States, Puerto Rico or the U.S. Virgin Islands (USVI)  and flying to the following destinations: the United States, Puerto Rico, USVI, Mexico, Antigua, Aruba, Bermuda, Bonaire, Grand Cayman, Cuba, Jamaica, Bahamas, Turks and Caicos, Dominican Republic, Saint Kitts, St. Maarten, St. Lucia, Costa Rica, Belize, Guatemala, Panama, Honduras, and El Salvador.
  • First checked bag free: First checked bag free for the primary cardholder plus up to 8 additional passengers traveling on the same reservation
  • 15% off award bookings: Cardholders get 15% off the mileage price of an award ticket when the entire itinerary is on Delta or Delta Connection.
  • $120 Rideshare Credit: Enroll and earn up to $10 in statement credits each month after using your Card on U.S. rideshare purchases with Uber, Lyft, Curb, Revel, or Alto.
  • $200 Hotel Rebate: Get up to $200 back per year as a statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com/stays
  • $120 Dining Rebate: Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants
  • Global Entry or TSA Application fee credit: One statement credit every 4 years for the $100 Global Entry application fee or one statement credit every 4.5 years for the $85 TSA Precheck application fee
  • Hertz Five Star Status: Register at delta.com/mypromos/eligible, and "Enroll in Promotion" at delta.com/hertz
  • Priority boarding
  • 20% Back on In-Flight Purchases

Elite Status Shortcuts

  • Complimentary Upgrade List: Card Members without Delta Medallion elite status will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
  • $2,500 MQD Headstart: Cardmembers automatically get $2,500 MQDs (Medallion Qualifying Dollars) towards elite status each year.
  • Earn MQDs with spend: Earn 1 MQD (Medallion Qualifying Dollar) for every $20 spent on the card. Note that this is very poor compared to the Delta Reserve card which earns 1 MQD per $10.

Travel Protections

  • Trip Delay Insurance: Coverage kicks in after a 12 hour delay. Details here.
  • Baggage Insurance: Up to $500 per person for checked luggage, and up to $1,250 per person for carry-ons. Must pay transportation in full with your card to be covered. Details here.
  • Car Rental Loss and Damage Insurance: Secondary car rental insurance. Must pay for rental in-full with card. Details here.

Purchase Protections

  • Extended warranty: Up to 1 extra year.
  • Purchase protection: Covers damage, loss, or theft up to 90 days after purchase. Details here.
  • Cell Phone Protection
    • Coverage includes phones that are stolen or damaged.
    • Cracked screens are covered.
    • Max $800 per claim or $1,600 per 12 month period.
    • A $50 deductible applies to each claim.
    • “You must charge your monthly Eligible Cellular Wireless Telephone bill to your Eligible Card Account.”  (interestingly, the terms do not say that you must pay in full each month, but maybe that’s implied?)
    • Policy details can be found here.
Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visitamericanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. Coverage for a Stolen or damaged Eligible Cellular Wireless Telephone is subject to the terms, conditions, exclusions, and limits of liability of this benefit. The maximum liability is $800, per claim, per Eligible Card Account. Each claim is subject to a $50 deductible. Coverage is limited to two (2) claims per Eligible Card Account per 12 month period. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company. Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. The coverage is limited to up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

Earn Miles

There are few ways to earn Delta SkyMiles with this card:

Welcome Offer

Obviously, if eligible, you can earn miles by successfully applying for this card and meeting the minimum spend requirements:

Card Details and Application Link
Delta SkyMiles® Platinum Business American Express Card
100K miles ⓘ Affiliate
Limited Time Offer: 100K after $8K spend in first 6 months. Terms and limitations apply. (Rates & Fees)
(Offer Expires 10/23/2024)
$350 Annual Fee

Click Here to Apply
This is an affiliate offer. Frequent Miler may earn a commission if you are approved for this offer
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year)
Base: 1X (1.1%)
Travel: 3X (3.3%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers (ticket must be purchases on or after 2/1/24 to receive this benefit) ✦ Terms and Limitations Apply. (Rates & Fees)

And here’s the current offer for the similar Delta Platinum consumer card:

Card Offer

Refer Friends


The refer-a-friend offer shown above for the Delta Platinum card was in effect when this post was first written. Offers can and do change over time. Consider this only an example of the type of offer you may find.
By logging into your American Express account, you should be able to find an offer to earn miles when referring friends. It's often the case, but not always, that your friends can get bigger bonuses through your referral link than through a public offer.
Note that your friends can use your referral link to apply for any Delta card. They are not limited to the one that you have. For example, a friend can use your Delta Gold or Delta Platinum friend-link to apply for the Delta Reserve card.  Similarly, a Delta Reserve referral link can be used to apply for the Delta Gold or Delta Platinum card.  Regardless of which Delta card they apply for, you will earn a referral bonus if they are approved.

Bonus Spend

Delta Platinum cards have different bonus categories depending upon whether you have the consumer or business version. Here are the details:

Consumer Delta Platinum

Card Info Name and Earning Rate (no offer)
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 2X restaurants ✦ 2X US Supermarkets
Base: 1X (1.1%)
Travel: 3X (3.3%)
Dine: 2X (2.2%)
Grocery: 2X (2.2%)
Brand: 3X (3.3%)

Business Delta Platinum

Card Info Name and Earning Rate (no offer)
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year)
Base: 1X (1.1%)
Travel: 3X (3.3%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)

Redeem Miles

You don’t need a Delta credit card to redeem Delta miles for award flights, but there are a couple of features that require having a Delta credit card: 15% discount and Pay with miles…

TakeOff 15 (15% Discount on Award Flights)

Delta offers a 15% award discount to members who have a Delta Gold, Delta Platinum, or Delta Reserve card.  This discount is called “TakeOff 15.”  Discounts do not apply to itineraries that include partner flights, but otherwise they are applied across the board.

We did some research to see whether Delta simply increased award prices for those without credit cards, but found instead that this is a true discount.  Award prices relative to cash prices were pretty consistent before and after this feature was introduced and so we concluded that the 15% discount is real.  See: No catch -- Delta’s 15% discount is real.

Pay with Miles


Delta's "Pay with Miles" feature is limited to primary cardholders of any Delta card (Blue, Gold, Platinum, or Reserve). This feature lets you pay for cash tickets in part or in full with Delta SkyMiles at a value of 1 cent per mile. You must pay in increments of 5,000 miles. Every 5,000 miles you apply decreases the ticket cost by $50. In other words, each mile is worth exactly 1 penny with this feature.
No miles earned: Only the portion paid in cash earns redeemable SkyMiles and MQDs (Medallion Qualifying Dollars). This reduces the value of the Pay with Miles feature.
Tip: Unless the full ticket amount is an exact multiple of $50, I recommend stopping short of paying the whole fare with miles since you'll get lower value from the last 5,000 miles. For example, if you want to use this feature and your ticket costs $228, I recommend paying 20,000 miles to decrease the cash cost to $28. Otherwise you would have to pay another 5,000 miles for that last $28 (which is a poor value).

Keep, cancel, or product change?

If you regularly make good use of the card’s annual companion certificate, then the card basically pays for itself with that feature alone. And for those who seek Delta elite status, the card’s $2,500 MQD Headstart is great. If neither of these apply to you, then you’re probably better off cancelling or downgrading to the lower fee Gold card.

One way to decide is to use our spreadsheet to compare similar cards. See: Which Ultra Premium Cards are Keepers?

Related Cards

Here’s a full list of Delta branded cards available in the United States:

Card Name w Details & Review (no offer)
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate

$350 Annual Fee
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 1.5X on transit, eligible U.S. shipping, and purchases of $5K or more (up to $100K per year)
Base: 1X (1.1%)
Travel: 3X (3.3%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers (ticket must be purchases on or after 2/1/24 to receive this benefit) ✦ Terms and Limitations Apply. (Rates & Fees)
FM Mini Review: Good choice for frequent Delta flyers who can make use of annual companion certificate

$350 Annual Fee
Earning rate: 3X Delta ✦ 3X purchases made directly with hotels ✦ 2X restaurants ✦ 2X US Supermarkets
Base: 1X (1.1%)
Travel: 3X (3.3%)
Dine: 2X (2.2%)
Grocery: 2X (2.2%)
Brand: 3X (3.3%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $20 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy companion certificate (subject to taxes & fees) each year upon card renewal ✦ Earn up to $150 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Priority boarding ✦ First checked bag free on Delta flights ✦ Complimentary Upgrade list: get added to the complimentary upgrade list after Delta elite members and Reserve cardmembers (ticket must be purchases on or after 2/1/24 to receive this benefit) ✦ Cell phone protection ✦ Terms and Limitations Apply. (Rates & Fees)
FM Mini Review: Excellent choice for frequent Delta flyers who can make use of SkyClub access and companion certificate. Also a good choice for big spenders seeking Delta elite status.

$650 Annual Fee
Earning rate: 3X Delta ✦ 1.5X on eligible transit, U.S. shipping & office supply store purchases
Base: 1X (1.1%)
Office: 1.5X (1.65%)
Brand: 3X (3.3%)
Other: 1.5X (1.65%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $10 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Domestic, Caribbean, or Central American economy or first class companion certificate (subject to taxes & fees) after card renewal ✦ SkyClub access (starting 2/1/25, 15 visits per year (after 15 visits have been used, additional visits can be purchased for $50 each) or earn unlimited visits after spending $75K/calendar year on the card ✦ 4 Delta SkyClub one-time guest passes ✦ Centurion Lounge access when you book your Delta flight with your Reserve card ✦ Earn up to $250 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $20 per month in statement credits on eligible purchases with U.S. Resy restaurants ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Complimentary upgrades ✦ $100 Global Entry fee credit every 4 years (or 4.5 years for TSA Precheck) ✦ Priority boarding ✦ First checked bag free on Delta flights. ✦ Hertz President's Circle Status ✦ Terms and limitations apply. (Rates & Fees)
FM Mini Review: Excellent choice for frequent Delta flyers who can make use of SkyClub access and companion certificate. Also a good choice for big spenders seeking Delta elite status.

$650 Annual Fee
Earning rate: 3X Delta
Base: 1X (1.1%)
Brand: 3X (3.3%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: Earn 1 Medallion Qualifying Dollar (MQD) per $10 spent
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Annual $2,500 MQD Headstart ✦ Domestic, Caribbean, or Central American economy or first class companion certificate (subject to taxes & fees) after card renewal ✦ SkyClub access (starting 2/1/25, 15 visits per year (after 15 visits have been used, additional visits can be purchased for $50 each) or to earn an unlimited number of visits each year starting on 2/1/25, spend $75K or more on eligible purchases between 1/1/24 and 12/31/24, and each calendar year thereafter. ✦ 4 Delta SkyClub one-time guest passes ✦ Centurion Lounge access when flying Delta ✦ Earn up to $200 as a statement credit each year after booking prepaid hotels or vacation rentals with your Card through Delta Stays on delta.com/stays ✦ Up to $20 per month in statement credits on eligible purchases with U.S. Resy restaurants [enrollment required] ✦ Up to $10 per month in statement credits for purchases with select rideshare service providers [enrollment required] ✦ Complimentary upgrades ✦ One statement credit every 4 years for the $100 Global Entry application fee or one statement credit every 4.5 years for the $85 TSA Precheck application fee ✦ Priority boarding ✦ First checked bag free on Delta flights. ✦ Hertz President's Circle Status ✦ Terms and limitations apply. (Rates & Fees)
FM Mini Review: Priority boarding and first checked bag free make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card.

$0 introductory annual fee for the first year, then $150
Earning rate: 2X Delta ✦ 2X U.S. purchases for advertising in select media and U.S. shipping purchases (capped at $50k per year) ✦ 2x restaurants worldwide and US takeout & delivery
Base: 1X (1.1%)
Dine: 2X (2.2%)
Brand: 2X (2.2%)
Other: 2X (2.2%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: $200 Delta flight credit after $10K in purchases in a calendar year
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Get up to $150 back per year as a statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com/stays ✦ Priority boarding, and first checked bag free on Delta flights. Terms and limitations apply. (Rates & Fees)
FM Mini Review: Priority boarding, and free checked bag make this a reasonably good option for Delta flyers who do not have elite status. However, those who can make use of an annual companion certificate would do better with the Delta Platinum card.

$0 introductory annual fee for the first year, then $150
Earning rate: 2X Delta ✦ 2x restaurants worldwide ✦ 2x US supermarkets
Base: 1X (1.1%)
Dine: 2X (2.2%)
Grocery: 2X (2.2%)
Brand: 2X (2.2%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Big spend bonus: $200 Delta flight credit after $10K in purchases in a calendar year
Noteworthy perks: 15% off when using miles to book an award flight (Delta metal only) ✦ Get up to $100 back per year as a statement credit for prepaid hotels or vacation rentals booked through Delta Stays on delta.com/stays ✦ Priority boarding and first checked bag free on Delta flights. Terms and limitations apply. (Rates & Fees)
FM Mini Review: This card offers an OK welcome offer for a no annual fee card, but many/most other cards offer better return for spend.

No Annual Fee
Earning rate: 2X restaurants worldwide ✦ 2X Delta ✦ 1X on all other eligible purchases
Base: 1X (1.1%)
Dine: 2X (2.2%)
Brand: 2X (2.2%)
Card Info: Amex Credit Card issued by Amex. This card has no foreign currency conversion fees.
Noteworthy perks: 20% statement credit on in-flight purchases of food, beverages, and headsets Terms and limitations apply. (Rates & Fees)
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Ytsur

Given the recent changes if you have the GOLD business can you still apply for the PLATINUM business and get the bonus?

Greg The Frequent Miler

Yes. At least at this time, the “family” rules for signing up for Delta cards are limited to consumer cards. https://frequentmiler.com/amex-adding-once-in-a-lifetime-family-language-to-delta-consumer-cards/

Ytsur

Thanks Greg!

Wwllmm

Is the 100 statement credit no longer after a delta purchase?

Greg The Frequent Miler

Correct. No Delta purchase needed.

[…] Platinum and Delta Platinum Business. For each $25K of calendar year spend (up to $50K), earn 12,500 MQMs in 2021 (usual: 10K […]

[…] have the Delta Platinum Business card which offers 1.5 miles per dollar for purchases of $5,000 or more (up to 50K extra miles per […]

Pepe

Greg, Nick is there a way you guys can mention there are better offers using referral links?
Until the end of October, there’re some better offers using referral links from others. This one offers 80K miles I believe.
I know you guys always mention better offers than publicly available, but I just noticed that you can improve this part of your awesome and useful website.

Thanks for all that you do guys!

Greg The Frequent Miler

When the referral offers are better than other public offers we simply display the referral offer instead. Right now the referral offer for the Delta Business Platinum is the same as the offer shown here. If you can tell us where to find a better referral offer, we’d be thrilled to list it.

Pepe

If you just go to https://www.deltaamexcard.com/ you can check with your SkyMiles # and Lastname better offers for you without helping any other user. I see 60k for Gold +50 Credit, for instance, I also see 75k for Plat, etc..
There’s a Reddit sub for referrals, where you can see better offers and it says you are helping some other user. I think they also have a website now, rankt.com. But I’m not so sure it works as it’s intended. But at least you can see if there are better offers using referrals.
I love what you guys are doing, helping decide what CC application makes more sense next. And after reading you and some other blogs for almost 2 years (I know, I’m late to the party 🙁 ) I figured it out this website is the best one for unbiased information.
My other place to check SUB is uscreditcardguide, they are not as sophisticated analyzing the 1st year value of each CC, but at least you can see if there are better SUB using referrals.

I hope it helps.

Anthony

Hi – this card has 10k MQMs for a total of 20k and not 30k MQM as listed above? Correct?

Greg The Frequent Miler

Yikes! Yes, you are correct. We’ll fix this ASAP

Fixed